--- title: Mutual Funds Karo canonical_url: https://sanchaykaro.com/mutual-funds-karo/ last_updated: 2026-11-14T11:05:22+00:00 plugin_version: 1.2.3 --- # Mutual Funds Karo Long Term Wealth · Goal-Based Investing · Sanchay Karo Goal: Long Term Wealth Build Long Term Wealth with ================================== Set your **target wealth**, choose when you want to reach it, and see how much to invest. Aim to **beat inflation** over 10+ years with a goal-based plan and a recommended fund from Sanchay Karo. [ Get the App](https://play.google.com/store/apps/details?id=com.sanchaykaro.sanchay&pcampaignid=web_share) [ Plan My Wealth](#calculator) AMFI ARN-301757 Paperless KYC Start from ₹500 **Your wealth roadmap**10+ YEARS **Set a target wealth**Know your number **Choose your timeline**When you want to reach it **Compounding over time**Patience is the key ingredient **AMFI registered**ARN-301757 **0+ Years**Ideal investing horizon **₹0**Minimum SIP to start **0 Min**Quick onboarding **0%**Paperless KYC Why Long Term Let time grow your money ------------------------ Savings accounts and FDs may struggle to beat inflation. Long-term investing aims to do better. ### Target-based plan Start with the wealth you want to build and the date you want it by – the plan works backwards from there. ### Power of compounding The longer you stay invested, the more your earnings can earn – small amounts can become large over decades. ### Aim to beat inflation Rising prices reduce what your money can buy. Equity-oriented investing over 10+ years aims to stay ahead of it. ### SIP or lump sum Invest a fixed amount every month, or put in a one-time amount – the planner shows both. ### Step up as you earn Increase your SIP every year as your income grows and reach your target with a lighter start. ### Your name, your folio Units are allotted in your own folio with the AMC – never held by [Sanchay Karo](https://apirrabbit.com/api/v1/master/LandingPage?arn=ARN-301757 "Sanchay Karo"). Wealth Planner How much to invest for your target? ----------------------------------- An illustrative planner – your final recommendation is shown inside the app. Your target Target wealth (₹) Achieve it in (years) Expected return (% p.a.) Optional Amount already invested for this goal (₹) Annual SIP step-up (%) Expected inflation (% p.a.) Calculate Sanchay Karo recommendation – start a monthly SIP of ₹0 Total you invest**₹0** Estimated gains**₹0** Target in today's money**₹0** Or invest one-time today**₹0**Compare timelines (starting monthly SIP) Illustrative only. Assumes monthly investing, a constant return and your yearly step-up. Returns are not guaranteed. Simple & Digital How to start Long Term Wealth ----------------------------- Nine simple steps – they light up automatically. 1### Download the App Get the Sanchay Karo app free from Google Play or the App Store. 2### Do KYC & Mandate Paperless KYC with Aadhaar & PAN, then set up your e-mandate. 3### Select Goal Based Investment Open the Goal Based Investment section in the app. 4### Select Long Term Wealth Choose the Long Term Wealth goal from the list. 5### Select Your Target Wealth Enter the amount of wealth you want to build. 6### Choose When to Achieve It Select the time by which you want to reach your target. 7### Enter Expected Return Add the return you expect from your investment. 8### Review Our Recommended Fund See Sanchay Karo's recommended fund and review it. 9### Continue & Do Transaction Tap continue and complete your transaction – your plan is set. Think Long Patience is your best strategy ------------------------------ Aim to beat inflation 10+ year horizon Monthly SIP Lump sum option Compounding Yearly step-up 100% digital Start from ₹500 FAQ Quick answers ------------- What is the Long Term Wealth goal?It is a goal-based plan for building a target amount over a long period, usually 10 years or more. You choose the amount and the timeline, and the app suggests how much to invest and which fund to consider. How long should I stay invested?Long-term goals work best with a horizon of 10 years or more, because market ups and downs tend to smooth out over longer periods and compounding needs time. SIP or lump sum – which is better?A SIP spreads your investment across market cycles and suits most salaried investors. A lump sum can work when you already have a large surplus and a long horizon. The planner shows both so you can compare. What return should I enter?Use a realistic, conservative number. Returns of equity-oriented funds are market-linked and not guaranteed, so try a few different values to see how your plan changes. Why should I consider inflation?Prices rise over time, so a target amount in the future will buy less than it does today. The planner shows your target in today's money so you can set a more realistic goal. How is the recommended fund chosen?Inside the app, Sanchay Karo suggests a fund based on your goal, time horizon and risk profile. You review the fund before you continue and complete your transaction. Ready to start Long Term Wealth? -------------------------------- Download the app and set up your goal in minutes, talk to our team, or book a free 30-minute meeting. [ Download on Google Play](https://play.google.com/store/apps/details?id=com.sanchaykaro.sanchay&pcampaignid=web_share) [ Download on App Store](https://sanchaykaro.com/App) [ Talk to SanchayKaro](https://sanchaykaro.maxwealth.money/lead/H5hnxbQi) [ 30 Minute Meeting](https://calendly.com/financialfreedoom/30min)#### Important notes & risk disclosure - The planner is illustrative. It uses the return, step-up and inflation you enter; actual results will differ and returns are not guaranteed. - Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. - Past performance does not guarantee future returns. Equity-oriented funds can be volatile, especially over the short term. - Check exit load, expense ratio and tax implications before investing or withdrawing. - Sanchay Karo is an AMFI-registered mutual fund distributor (ARN-301757). We do not provide investment advice. - This page is for information only and is not an offer or solicitation to invest.