Be ready before life surprises you. Enter your income and expenses, and Sanchay Karo recommends a 6, 9, 12 or 15-month target plan to build a safety cushion in low-risk funds.
Set your target once – we help you work out how much to put away every month.
Medical bills, job loss, urgent repairs – a fund set aside in advance keeps you from borrowing or breaking long-term goals.
Enter your income, expenses, existing investments and expected return – the plan is built around your own budget.
Reach your target in 6, 9, 12 or 15 months. Shorter means a bigger monthly amount; longer means a lighter one.
Emergency money is usually kept in liquid and similar low-risk categories, which are generally less volatile than equity funds.
Paperless e-KYC, e-mandate and investing – all inside the Sanchay Karo app.
Units are allotted in your own folio with the AMC – never held by Sanchay Karo.
An illustrative planner – your final recommendation is shown inside the app.
Emergency cover you want
Build it in
Budget left after expenses and existing investments: ₹0/month. Illustrative only; returns are not guaranteed.
Six simple steps – they light up automatically.
Get the Sanchay Karo app free from Google Play or the App Store.
Paperless KYC with Aadhaar & PAN, then set up your e-mandate.
Open the Goal Based Investment section and choose Emergency Fund.
Type your monthly income, monthly expenses, existing monthly investment and expected return %.
Sanchay Karo recommends a duration-based target – 6, 9, 12 or 15 months.
Confirm the plan and complete your investment.
A common guideline is 6 to 12 months of your essential monthly expenses. People with irregular income or more dependants often prefer 9 to 12 months or more.
They are the time you take to build your target fund. A shorter duration needs a larger monthly amount; a longer duration needs a smaller monthly amount. Sanchay Karo recommends a duration that fits your budget.
Your monthly income, monthly expenses, existing monthly investments and the return you expect. These help work out a monthly amount that fits what you can comfortably save.
Typically in low-risk categories such as liquid funds. These are generally less volatile than equity funds, but they are not risk-free and returns are not guaranteed.
Yes, you can redeem when needed. Redemption timelines depend on the scheme; regular redemption is usually credited by the next working day (T+1), and instant redemption may be available on some funds up to the lower of ₹50,000 or 90% of the investment.
No. The expected return you enter is only an assumption for planning. Actual returns depend on market performance and may be higher or lower.
Download the app and set up your plan in minutes, talk to our team, or book a free 30-minute meeting.
Regulatory Disclosure: www.sanchaykaro.com is an online website Registered name: Mr. PALLAB ROUTH | AMFI Registered Mutual Fund Distributor | ARN – 301757 | EUIN : E572917 |Date of Registration: 22-07-2024 | Current validity: 15-07-27 |BSE STARMF Member ID: 63447|NSEMF Member ID: 1009479|MSME: UDYAM-WB-12-0123391| Self-help tool, not advisory. No charges, no return guarantees. Mutual Funds are subject to market risks. Read scheme documents. Past performance may not sustain. Check Exit Loads & TER before investing. We deal only in Regular Plans (we earn trailing commission – disclosed at investment). Direct Plans (lower expense ratio) are available but we do not deal in them.
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