--- title: Terms & Conditions canonical_url: https://sanchaykaro.com/terms-conditions/ last_updated: 2026-04-07T10:40:21+00:00 plugin_version: 1.2.1 --- # Terms & Conditions **Terms & Conditions** -------------------------- **Effective Date:** May 31, 2025 **Website:** [www.sanchaykaro.com](http://www.sanchaykaro.com) **Contact Email:** admin@sanchaykaro.com ### 1. **General Disclaimer** SanchayKaro provides educational content and investment-related information, primarily focused on stock market investments and long-term portfolio creation. All content on this website is intended solely for **educational purposes** and **does not constitute financial advice**. We **do not recommend or encourage F&O (Futures & Options) trading**. Any information provided about stocks is strictly for informational and educational use. Visitors are strongly encouraged to consult with a certified financial advisor before making any investment decisions. ### 2. **Demat Account & Investment Guidelines** Our website offers guidance for opening Demat accounts and general stock market investing. We specialize in building long-term portfolios and **do not offer real-time trading tips** or speculative calls. - **Focus Area:** Stock investments only (no F&O trading recommendations). - **Investment Horizon:** Our recommended strategy is long-term, generally **3 to 5 years**. - **Mutual Fund Investments:** We provide mutual fund investment services under ARN - **301757**. ### 3. **Regulatory Status** SanchayKaro is **not a SEBI-registered Research Analyst (RA)**. All stock suggestions and investment ideas shared on this platform are based on personal opinions and are for **educational purposes only**. ### 4. **Smallcase Portfolios** We design curated **Smallcase portfolios** tailored for long-term wealth creation. These portfolios are built using personal research and are not certified by SEBI or any regulatory body. ### 5. **Multibagger Service** Our flagship offering includes identifying potential **Multibagger stocks** with a **minimum investment horizon of 3 to 5 years**. These recommendations are strictly educational and based on internal analysis. ### 6. **Data Collection & Privacy** We **do not collect or store any personal user data** without consent. Some referral links or advertisements, such as **Google AdSense**, may collect anonymized data in accordance with their privacy policies. Users are advised to read third-party privacy policies before engaging with external links. ### 7. **Branch & Contact Information** - **Official Address:** Bhagwanpur, Gurgram, Purba Medinipur, West Bengal, India - **Branch Office:** Jamnagar, Gujarat, India - **Email:** admin@sanchaykaro.com ### 8. **Advertisements & Affiliate Links** This website may contain **Google AdSense** ads and **affiliate/referral links**. Clicking on these links may earn us a small commission at no extra cost to you. We ensure these links do not affect the neutrality of our content. --- **By using our website, you agree to these terms and acknowledge that all investment decisions should be made at your own discretion and risk.**