--- title: TRUSTMF Flexi Cap Fund canonical_url: https://sanchaykaro.com/trustmf-flexi-cap-fund/ last_updated: 2026-04-25T11:29:12+00:00 plugin_version: 1.2.1 --- # TRUSTMF Flexi Cap Fund Launched on April 26, 2024, the TRUSTMF Flexi Cap Fund is a relatively young scheme managed by the TRUST Mutual Fund house. Here’s a comprehensive overview: FeatureDetails**Fund Type**Open-ended Equity Scheme – Flexi Cap**Launch Date**April 26, 2024**AUM (Assets Under Management)**₹1,102–1,157 Crore**Benchmark**NIFTY 500 Total Return Index**Riskometer**Very High**Minimum Lumpsum Investment**₹1,000**Minimum SIP Investment**₹1,000**Exit Load**1% if redeemed within 180 days; Nil thereafter**Fund Managers**Mihir Vora & Aakash Manghani### 📂 Plan-Wise Breakdown PlanExpense RatioAUM**Direct Plan**0.49%₹1,157 Crore**Regular Plan**2.12%₹1,106 Crore### 🏗️ Asset Allocation (as of December 2025) Market CapAllocation**Large Cap**60.45%**Mid Cap**17.76%**Small Cap**15.01%**Others (Debt, Cash, etc.)**6.78%### 🏭 Top Sectors Invested In - **Financial** – 30.66% - **Automobile** – 9.28% - **Services** – 9.04% - **Technology** – 8.00% - **Capital Goods** – 7.92% --- 💡 Why Consider the TRUSTMF Flexi Cap Fund? ------------------------------------------ ### 1. Genuine Market-Cap Flexibility Unlike funds that force a fixed allocation pattern, flexi cap funds give the manager complete freedom to invest in companies of different sizes based on market conditions and growth expectations. ### 2. Managed by Experienced Professionals The fund is managed by **Mihir Vora** and **Aakash Manghani**, both of whom have been managing the fund since October 2024. Their expertise in identifying value across market segments adds credibility to the fund. ### 3. Low Entry Barrier With a minimum lumpsum investment of just ₹1,000 and a minimum SIP of ₹1,000, this fund is accessible to investors at every stage of their financial journey. ### 4. Suitable for Long-Term Investors Flexi cap funds are best suited for investors with a time horizon of five years or more. Over such periods, these funds have historically beaten inflation comfortably as well as returns from fixed-income options. ### 5. Well-Diversified Portfolio With 60.45% in large caps providing stability and 32.77% in mid and small caps offering growth potential, the fund strikes a practical balance between risk and return. --- 📈 Performance Overview ---------------------- As of January 2026, the fund has delivered the following trailing returns: PeriodTRUSTMF Flexi Cap Fund (Direct)Category Average1 Month-2.44%-3.29%3 Months-2.35%-2.80%6 Months+2.47%+0.71%1 Year+4.13%+7.25%Since Inception+8.72% p.a.—The fund has a short track record of approximately two years, making it a relatively new player in the flexi cap category. Long-term investors should evaluate the fund based on their own risk tolerance and investment horizon rather than short-term fluctuations. --- 📱 How to Invest with the Sanchaay Karo App ------------------------------------------ The **Sanchaay Karo app** is an AI-powered mutual fund platform designed to help you build long-term wealth without complications. The app eliminates the confusion of choosing from hundreds of funds by providing smart, goal-based recommendations. ### Key Features of Sanchaay Karo FeatureBenefit**Smart Fund Suggestions**Answer a few quick questions and get a portfolio tailored to your needs instantly**Goal-Based Investing**Plan for a home, your child’s education, or retirement—Sanchaay Karo aligns your goals with the right investment path**Simple Portfolio Tracking**Clear summaries and easy insights without clutter or complex charts**Stay On Track**Get timely reminders and alerts to keep your SIPs running and your goals progressing**Expert-Backed Approach**Designed with proven investment frameworks and secure technology**SEBI-Compliant & Secure**Invest safely through trusted, registered platforms and leading fund houses### Step-by-Step Investment Guide **Step 1: Download the Sanchaay Karo App** - [**Android (Google Play)**](https://play.google.com/store/apps/details?id=com.rrabbit.sanchaykaro) - [**iPhone (App Store)**](https://apps.apple.com/in/app/sanchay-karo/id6755289848) - [**Landing Page**](https://apirrabbit.com/api/v1/master/LandingPage?arn=ARN-301757) **Step 2: Complete Your Digital KYC** Complete your KYC process inside the app using your PAN and Aadhaar. **Step 3: Answer a Few Questions** Share details about your financial goals, risk appetite, and investment horizon. The app instantly provides a personalised portfolio tailored to your needs. **Step 4: Select the Fund** Search for **TRUSTMF Flexi Cap Fund** and choose between Direct Plan (lower expense ratio) or Regular Plan. **Step 5: Choose Your Investment Mode** ModeMinimum AmountBest For**Lumpsum**₹1,000One-time surplus investment**SIP**₹1,000Regular monthly savings to benefit from rupee-cost averaging**Step 6: Start Investing** Enter the investment amount and complete the transaction via UPI, Net Banking, or Debit Card. **Step 7: Track Your Portfolio** Monitor your investment performance through the app’s clean dashboard and receive timely reminders to keep your SIPs running. [[SIP for Daughters Marriage](https://sanchaykaro.com/sip-for-daughter-marriage/)](https://sanchaykaro.com/sip-for-daughter-marriage/)--- ⚖️ Understanding the Risks -------------------------- Flexi cap funds carry a **Very High** risk rating as per SEBI’s riskometer. The fund’s standard deviation is 12.24, and its beta is 0.91. These figures indicate that the fund’s returns can fluctuate significantly. Investors with a short-term horizon (less than 5 years) should exercise caution when considering this fund. --- 💰 Taxation of TRUSTMF Flexi Cap Fund ------------------------------------ Since TRUSTMF Flexi Cap Fund is an equity-oriented fund (with at least 65% invested in equity), the taxation rules are as follows: Holding PeriodTax RateKey Details**Short-term (<12 months)**20%Entire capital gain is taxable at 20%**Long-term (≥12 months)**12.5%Gains up to ₹1.25 lakh in a financial year are tax-free; gains above ₹1.25 lakh are taxed at 12.5%*Note: Tax laws are subject to change. Please consult your tax advisor before making investment decisions.* --- 🆚 TRUSTMF Flexi Cap Fund vs Other Flexi Cap Funds ------------------------------------------------- Fund Name1Y ReturnAUMExpense Ratio (Direct)**TRUSTMF Flexi Cap Fund**4.13%₹1,135 Cr0.49%HDFC Flexi Cap Fund13.47%~₹37,000 Cr~0.50%Bank of India Flexi Cap Fund10.21%~₹3,000 Cr~0.50%Motilal Oswal Flexi Cap Fund1.97%~₹10,000 Cr~0.45%--- 👤 Who Should Consider This Fund? -------------------------------- This fund is ideal for: - **Long-term investors** with a horizon of 5+ years - **New investors** who want professional management across all market-cap segments - **Moderate to aggressive risk-takers** comfortable with market fluctuations - **SIP investors** looking for a low-entry-barrier flexi cap option This fund may not be suitable for: - Short-term investors (less than 3–5 years) - Those seeking capital protection or guaranteed returns - Conservative investors uncomfortable with “Very High” risk --- 🔚 Final Thoughts ---------------- The TRUSTMF Flexi Cap Fund offers a professionally managed, well-diversified approach to equity investing with complete freedom across market capitalizations. With a low entry barrier of just ₹1,000, it is accessible to investors at every stage. However, given its relatively short track record and the current underperformance compared to category averages, long-term investors should evaluate the fund carefully based on their own risk tolerance. The **Sanchaay Karo app** simplifies the entire investment process—from AI-powered portfolio suggestions to goal-based planning and seamless tracking. Whether you are new to investing or planning for a major life goal, the app keeps everything simple, guided, and stress-free. **Download the Sanchaay Karo app today and start building wealth with the power of flexibility.** --- *Disclaimer: This blog is for educational purposes only and does not constitute investment advice. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future returns. The TRUSTMF Flexi Cap Fund is a market-linked product and does not assure or guarantee any returns. Consider your risk tolerance and consult with a financial advisor before making investment decisions.*