--- title: TRUSTMF Mid Cap Fund canonical_url: https://sanchaykaro.com/trustmf-mid-cap-fund/ last_updated: 2026-04-25T11:28:28+00:00 plugin_version: 1.2.1 --- # TRUSTMF Mid Cap Fund In the Indian stock market, large-cap companies offer stability, but the most exciting wealth creation stories often emerge from the mid-cap segment. Mid-cap companies are businesses that have already proven their viability and are now in a high-growth phase. For investors with a long-term horizon and an appetite for calculated risk, a mid-cap fund can be a powerful addition to a portfolio. In this guide, we will explore everything you need to know about the **TRUSTMF Mid Cap Fund** and how the **Sanchaay Karo app** makes investing in it simple, guided, and completely digital. --- 📊 What is a Mid-Cap Fund and Why Invest in One? ----------------------------------------------- As per SEBI's classification, mid-cap companies are those ranked 101st to 250th by market capitalization. These companies have typically moved beyond the high-risk startup stage and are now established players in their respective industries. They are often agile enough to grow faster than large-cap giants, yet have enough scale to weather economic downturns better than small-cap companies. **Why mid-cap funds deserve a place in your portfolio:** - **Higher growth potential:** Mid-caps have historically outperformed large-caps over long periods. Between 2014 and 2024, the Nifty Midcap 100 index delivered returns of approximately 18% per annum, compared to around 14% for the Nifty 50. - **Sweet spot of risk and reward:** Mid-caps offer a balance between the stability of large-caps and the explosive growth potential of small-caps. - **Undiscovered gems:** Many future industry leaders are currently mid-cap companies. Investing early can capture their growth trajectory. However, with higher returns comes higher volatility. Mid-cap funds carry a "Very High" risk rating, making them suitable only for investors with a long-term horizon of at least 7–10 years. --- 🔍 TRUSTMF Mid Cap Fund: Key Details at a Glance ----------------------------------------------- The TRUSTMF Mid Cap Fund is a fresh entrant to the mid-cap category, launched in March 2026. Here is a comprehensive overview of the fund: FeatureDirect PlanRegular Plan**Launch Date**March 20, 2026March 20, 2026**AUM (Assets Under Management)**₹142 Crore₹142.2 Crore**Expense Ratio**0.45%2.30%–2.47%**NAV (as of April 13, 2026)**₹10.42₹10.40**Min. Lumpsum Investment**₹1,000₹1,000**Min. SIP Investment**₹1,000₹1,000–₹3,000**Exit Load**1% if redeemed within 180 days; Nil thereafter1% if redeemed within 180 days; Nil thereafter**Riskometer**Very HighVery High**Benchmark**Nifty Midcap 150 - TRINifty Midcap 150 - TRISource: Value Research, ET Money The fund is mandated to invest at least 65 per cent of its assets in mid-cap stocks at all times. It is managed by experienced fund managers **Mihir Vora** and **Aakash Manghani**, both of whom have been managing the fund since its inception. ### 📈 Fund Objective and Investment Strategy The investment objective of the scheme is to generate long-term capital appreciation by predominantly investing in equity and equity-related instruments of mid-cap companies. The fund follows a disciplined investment framework to identify quality mid-cap opportunities with strong growth potential. ### 🏗️ Asset Allocation and Portfolio Snapshot (as of March 31, 2026) Allocation TypePercentage**Equities**57.09%**Cash & Other Assets**42.91%**Market Cap Breakdown:** Market CapPercentage**Mid Cap**80.85%**Small Cap**10.67%**Large Cap**8.49%Source: Policybazaar ### 🏭 Top Sectors and Holdings Top SectorsPercentageTop HoldingsPercentage**Unspecified / Others**42.91%Net Current Assets21.64%**Industrials**12.20%Repo21.27%**Financial**10.80%BSE Ltd2.05%**Consumer Discretionary**9.43%Persistent Systems Ltd1.94%**Healthcare**7.92%Lupin Ltd1.71%Source: Policybazaar ### 📉 Risk Metrics (as per available data) ParameterValue**Sharpe Ratio**0.99**Alpha**3.25**Beta**0.88**Standard Deviation**15.6Source: INDmoney A Sharpe ratio of 0.99 indicates that the fund generates reasonable risk-adjusted returns. The beta of 0.88 suggests the fund is slightly less volatile than its benchmark. A standard deviation of 15.6 indicates moderate to high volatility, which is typical for mid-cap funds. --- 💡 Who Should Consider the TRUSTMF Mid Cap Fund? ----------------------------------------------- This fund is suitable for investors who: - Have a **long-term investment horizon of 7 years or more** - Are comfortable with **high volatility and intermittent sharp declines** in investment value - Seek **exposure to mid-cap stocks for high returns** - Are aiming for **long-term wealth creation** through systematic investing (SIP) - Already have a core portfolio of large-cap funds and are looking to add a growth-oriented allocation This fund may not be suitable for: - Short-term investors (less than 5 years) - Conservative investors seeking capital protection - Those who cannot tolerate significant portfolio fluctuations **Important Advisory:** Mid-cap funds are best invested through **SIP mode** rather than lumpsum. SIPs help average out the cost of purchase and reduce the impact of market volatility. --- 💰 Taxation of TRUSTMF Mid Cap Fund ---------------------------------- Since TRUSTMF Mid Cap Fund is an equity-oriented fund (with at least 65% invested in equity), the taxation rules applicable for FY 2026-27 are as follows: Holding PeriodTax RateKey Details**Short-term (<12 months)**20%Entire capital gain is taxable at 20%**Long-term (≥12 months)**12.5%Gains up to ₹1.25 lakh in a financial year are tax-free; gains above ₹1.25 lakh are taxed at 12.5%Source: Value Research, Tata Mutual Fund **Key Points:** - No tax is payable as long as you continue to hold the units - TDS is generally not deducted on capital gains from equity mutual funds (investors are responsible for reporting gains in their income tax returns) - Dividends, if any, are added to the investor's income and taxed according to their income tax slab rate *Note: Tax laws are subject to change. Please consult your tax advisor before making investment decisions.* [[NRI Investment](https://sanchaykaro.com/nri-investment/)](https://sanchaykaro.com/nri-investment/)--- 📱 How to Invest in TRUSTMF Mid Cap Fund Using the Sanchaay Karo App ------------------------------------------------------------------- The **Sanchaay Karo app** is an AI-powered mutual fund investment platform designed to help everyday Indians build long-term wealth without complications. Whether you are a first-time investor or planning for a major life goal, the app keeps everything simple, guided, and stress-free. ### Key Features of Sanchaay Karo FeatureBenefit**Smart Fund Suggestions**Answer a few quick questions and get a portfolio tailored to your needs—instantly**Goal-Based Investing**Plan for a home, your child's education, or retirement. Sanchaay Karo aligns your goals with the right investment path**Simple Portfolio Tracking**Clear summaries and easy insights without clutter or complex charts**Stay On Track**Get timely reminders and alerts to keep your SIPs running and your goals progressing**Expert-Backed Approach**Designed with proven investment frameworks and secure technology**SEBI-Compliant & Secure**Invest safely through trusted, registered platforms and leading fund houses### Step-by-Step Investment Guide **Step 1: Download the Sanchaay Karo App** - [**Android (Google Play)**](https://play.google.com/store/apps/details?id=com.rrabbit.sanchaykaro) - [**iPhone (App Store)**](https://apps.apple.com/in/app/sanchay-karo/id6755289848) - [**Landing Page**](https://apirrabbit.com/api/v1/master/LandingPage?arn=ARN-301757) **Step 2: Complete Your Digital KYC** Complete your KYC process inside the app using your PAN and Aadhaar. The app guides you through this process, which can be completed entirely online. **Step 3: Answer a Few Questions** Share details about your financial goals, risk appetite, and investment horizon. The app instantly provides a personalised portfolio tailored to your needs. **Step 4: Select the Fund** Search for **TRUSTMF Mid Cap Fund** and choose between Direct Plan (lower expense ratio of 0.45%) or Regular Plan (with distributor support). **Step 5: Choose Your Investment Mode** ModeMinimum AmountBest For**Lumpsum**₹1,000One-time investment when you have surplus cash**SIP**₹1,000Regular monthly savings to benefit from rupee-cost averaging**Step 6: Start Investing** Enter the investment amount and complete the transaction via UPI, Net Banking, or Debit Card. **Step 7: Track Your Portfolio** Monitor your investment performance through the app’s clean dashboard and receive timely reminders to keep your SIPs running. --- ⚖️ Understanding the Risks -------------------------- Mid-cap funds carry a **Very High** risk rating as per SEBI's riskometer. Investors should be prepared for the following: - **Higher volatility:** Mid-cap stocks can experience sharp price swings in response to market sentiment, quarterly results, or sector-specific news. - **Longer recovery periods:** During market downturns, mid-caps may take longer to recover compared to large-caps. - **Liquidity concerns:** Some mid-cap stocks may have lower trading volumes, making it difficult to exit large positions quickly. However, over long investment horizons (7+ years), mid-cap funds have historically delivered returns that comfortably beat inflation and fixed-income options. --- 🔚 Final Thoughts ---------------- The TRUSTMF Mid Cap Fund offers a professionally managed, well-diversified approach to investing in India's growing mid-cap segment. With a low entry barrier of just ₹1,000, it is accessible to investors at every stage of their financial journey. The fund is managed by experienced professionals, Mihir Vora and Aakash Manghani, and follows a disciplined investment framework to identify quality opportunities. The **Sanchaay Karo app** simplifies the entire investment process—from AI-powered portfolio suggestions to goal-based planning and seamless tracking. Whether you are new to investing or planning for a major life goal, the app keeps everything simple, guided, and stress-free. **Download the Sanchaay Karo app today and start building wealth with the power of mid-cap growth.** --- *Disclaimer: This blog is for educational purposes only and does not constitute investment advice. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future returns. The TRUSTMF Mid Cap Fund is a market-linked product and does not assure or guarantee any returns. Consider your risk tolerance and consult with a financial advisor before making investment decisions.*