--- title: SIP for NRI canonical_url: https://sanchaykaro.com/sip-for-nri/ last_updated: 2026-07-17T12:07:23+00:00 plugin_version: 1.2.2 --- # SIP for NRI SIP for NRI – Two Countries, One Portfolio | Sanchaykaro NRI INVESTMENT DESK · NRE / NRO Two countries. *One portfolio.* ================================= Start a SIP in India's mutual funds from your NRE or NRO account — fully digital KYC, a mandate that clears in 24–72 hours, and one app to manage it all from wherever your passport says you live. [ Start My SIP](https://sanchaykaro.com/register/) [ Talk to the NRI Desk](https://wa.me/917278480128) VERIFIED NRI READY SANCHAYKARO INVESTOR PASS ABROADWHEREVER YOU ARE BHARATNRE / NRO LINKED 01**Download the app**iOS & Android — 2 minutes 02**Complete NRI KYC**NRE / NRO, video KYC available 03**Mandate clears**24–72 business hours 04**SIP goes live**1000+ schemes to choose from PASSENGER: YOU ARN-301757 Pallab Routh, Founder AMFI Registered MF Distributor SEBI Regulated MSME: UDYAM-WB-12-0123391 THE PROCESS Five steps, fully digital ------------------------- No branch visits. No paperwork couriered across time zones. 01Get started### Download the app Install Sanchaykaro on iOS or Android and create your account with your email and mobile number. 02Verify### Complete self-KYC Choose NRE or NRO KYC, add your foreign residential address. Video KYC is available if you'd rather not fill forms. 03Authorise### Submit your mandate Set up auto-debit from your NRE/NRO account for your chosen SIP date. Processed end-to-end by our team. 04Choose### Pick your funds Once your mandate is active, choose from 1000+ schemes across equity, debt, hybrid and index funds. 05Stay in control### Track & grow Watch live NAV and goal progress. Pause, modify, or increase your SIP any time, from anywhere. MANDATE STATUS ### While your mandate clears A mandate authorises auto-debit from your NRE/NRO account on your chosen SIP date. Submit it once in the app — our team takes it from there. It's a one-time setup: every future SIP runs on the same clearance, no resubmission required. +91 72784 80128 — for KYC & mandate support **NRE & NRO**Both account types supported **One-time setup**Covers all future SIPs **Dedicated desk**NRI support on WhatsApp 24 – 72 Business hours to mandate clearance GREEN CHANNEL ### Nothing to declare? Skip the mandate. Planning a one-time investment instead of a recurring SIP? Lumpsum investments don't need mandate clearance at all. Finish KYC, pick a fund, and invest instantly — including NFOs, ELSS, and special opportunities. **Instant investment**No mandate wait — invest right after KYC is done. **1000+ fund choices**Equity, debt, hybrid, ELSS, index — pick what suits your goal. **Redeem anytime**Full or partial, subject to the fund's exit load & lock-in. **FEMA compliant**Every transaction runs through NRE/NRO accounts per RBI & SEBI rules. ONE APP Your wealth, wherever you are ----------------------------- Sanchaykaro puts your entire India portfolio in your pocket **SIP management**Start, pause, modify or cancel SIPs from anywhere in the world. **Lumpsum**No mandate needed for one-time investments — instant execution. **Redeem / SWP / STP**Systematic withdrawal & transfer plans, done digitally. **Goal-based investing**Set retirement, education or home goals — the app maps the funds. **Track existing funds**Import every folio you already hold into one dashboard. **Insurance**Life & health plans recommended by your wealth advisor. [Download for Android](https://play.google.com/store/apps/details?id=com.rrabbit.sanchaykaro&pcampaignid=web_share) [Download for iOS](https://apps.apple.com/in/app/sanchay-karo/id6755289848) NRI DESK Need help? We're already set up for this ---------------------------------------- 1**KYC assistance**Stuck on NRI KYC or foreign address verification? WhatsApp us — we guide you step by step. 2**Mandate help**Need a status check or help resubmitting? Our team resolves it within 24 hours. 3**Fund selection**Not sure which fund fits your goal and risk profile? Our advisor curates a plan for you. 4**+91 72784 80128**For NRIs from the USA, UAE, UK, Singapore, Canada, Australia & more. #### Quick connect Share your details — our NRI specialist calls back within 4 hours. QUESTIONS Everything NRIs ask us ---------------------- Can NRIs start a SIP in Indian mutual funds? + Yes. NRIs and PIOs can invest in SIPs using their NRE or NRO bank accounts. KYC must be completed first, followed by mandate activation. Sanchaykaro makes the entire process digital. How long does mandate activation take? + Mandate activation typically takes 24 to 72 business hours after submission. You cannot start a SIP before mandate activation — though lumpsum investments don't need one at all. What type of KYC do I need — NRE or NRO? + Choose based on your account: NRE if funds are sourced from abroad (fully repatriable), or NRO if you have Indian income sources. Both are supported in the app. Your foreign residential address is mandatory. Is lumpsum investment possible without a mandate? + Yes. For one-time investments, no mandate is required — once KYC is done you can invest directly. A mandate is only needed to set up recurring SIP auto-debits. Can I redeem, or run SWP / STP from the app? + Yes. Redemption, Systematic Withdrawal Plan (SWP), and Systematic Transfer Plan (STP) are all handled digitally from within the app — no paperwork. What is goal-based investing on Sanchaykaro? + Set a financial goal — retirement, a child's education, a home purchase — and the app recommends suitable funds with a target SIP amount to reach it on time. Can I track my existing mutual fund portfolio here? + Yes. Import and track every existing folio, across any AMC, in one real-time dashboard. Where can I get help with KYC and mandate? + WhatsApp our NRI Desk at +91 72784 80128 for KYC, mandate submission, fund selection or account queries. We support NRIs across the USA, UAE, UK, Singapore, Canada, Australia and more. ARN-301757 Pallab Routh AMFI Registered MF Distributor MSME: UDYAM-WB-12-0123391 SEBI Regulated Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Sanchaykaro (ARN-301757) is an AMFI Registered Mutual Fund Distributor. NRI investments are subject to FEMA regulations and applicable tax laws. For tax advice, please consult a qualified chartered accountant.