Sanchay Karo: Start SIP Investment | Be an Investor, Not a Trader | Mutual Funds App

Stop Gambling. Start Investing with Systematic SIP Plans

Stop losing money in Futures and Options trading. Become a smart investor with Sanchay Karo's systematic investment plans. Our mutual funds app provides AI-powered recommendations for long-term wealth creation. Start your SIP journey today with secure, regulated investments.

Goal Based Investment

Why Choose Sanchay Karo for Your Investment Journey?

Discover the difference between risky trading and smart investing. Our systematic investment approach helps you build wealth securely while avoiding common trading pitfalls.

Our Investment Philosophy: Systematic Wealth Creation

The F&O Trading Trap

  • 90% of traders lose money in F&O
  • Extreme volatility and unpredictable outcomes
  • High stress and emotional decision-making
  • Substantial financial losses for most participants
  • Time-consuming market monitoring required
  • Gambling mentality vs. strategic investing

The Smart Investing Way

  • Wealth Creation through systematic investing
  • Power of Compounding works in your favor
  • Discipline Over Emotion with SIP approach
  • Expertly Curated Funds by professionals
  • Long-term growth with manageable risk
  • Time-efficient with automated investments

Key Features of Our Investment Platform

📊

Free Portfolio Review

Get your portfolio reviewed yearly at no cost to ensure it aligns with your financial goals.

📈

Avoid F&O Trading Pitfalls

Skip the stress and high risks of Futures & Options trading. We guide you toward safe, long-term wealth creation through mutual funds.

🚀

Early Wealth Creation

Start your journey to financial independence early with our systematic investment approach.

🤖

AI-Based Recommendations

Get personalized fund suggestions powered by advanced AI algorithms tailored to your risk profile.

Easy KYC Onboarding

Complete your KYC seamlessly through NSE Mutual Fund platform for quick account setup.

🛡️

Regulated & Secure

Your investments are protected through SEBI-registered platforms and AMFI-regulated funds.

Easy 5-Step Process

Start Your SIP Investment Journey in Just 5 Minutes

Begin your systematic wealth creation journey with our simple, secure, and guided process for mutual fund investments

How Systematic Investment Plans Work

01
First Step

Download App

Get Sanchay Karo from Play Store or App Store. It's free!

Google Play App Store
02
Quick Process

Complete KYC

Paperless KYC with Aadhaar & PAN. Takes only 2 minutes!

  • Instant Verification
  • 100% Digital Process
03
Personalized

Risk Assessment

Understand your risk appetite with our smart assessment tool

Risk Profile Analysis
04
One-Time Setup

Mandate Registration

One-time registration for automatic SIP payments

Activated once, benefits lifelong
05
Start Investing

Launch Your SIP

Mandate activates within 72 hours. Start your investment journey!

72
Hours Max
₹500
Min. Investment

Quick Setup

Complete process in under 10 minutes

100% Secure

Bank-level security & encryption

Flexible Amounts

Start with just ₹500 per month

24/7 Access

Monitor & manage anytime, anywhere

Pro Tip

For Lumpsum Investments: You can invest any amount, anytime without mandate registration. Perfect for parking surplus funds!

Ready to Start Your Investment Journey?

Join 1,00,000+ smart investors who trust Sanchay Karo

Tax Benefits of Systematic Investment Plans

Maximize your wealth creation while enjoying significant tax benefits through ELSS funds and other tax-saving instruments

How SIP Investments Help Save Taxes

Section 80C Deductions

Invest in ELSS (Equity Linked Savings Scheme) through SIP and claim tax deductions up to ₹1.5 lakh annually.

Key Benefits:

  • Tax deduction up to ₹1.5 lakh per financial year
  • Minimum lock-in period of 3 years
  • Potential for higher returns through equity exposure
  • Diversification across multiple sectors

Section 80D - Health Insurance

While not directly related to SIP, health insurance premiums can be claimed alongside your investments for comprehensive financial planning.

Coverage Limits:

  • Self, spouse, and children: ₹25,000
  • Parents (below 60 years): ₹25,000
  • Senior citizen parents: ₹50,000
  • Preventive health check-up: ₹5,000 (within overall limit)

Long Term Capital Gains (LTCG)

Benefits on equity-oriented mutual funds held for more than 12 months with favorable tax treatment.

Tax Structure:

  • LTCG up to ₹1 lakh: Tax-free
  • LTCG above ₹1 lakh: 10% tax without indexation
  • Short term gains (less than 12 months): 15%
  • No tax on dividends (now added to income)

Additional Benefits

Other tax-efficient investment options available through Sanchay Karo for comprehensive financial planning.

Additional Options:

  • NPS: Additional ₹50,000 deduction under Section 80CCD(1B)
  • Tax-saving FDs: 5-year lock-in under Section 80C
  • PPF: Tax-free returns with 15-year tenure
  • Senior Citizen Savings Scheme: For investors above 60 years

Our Investment Products for Wealth Creation

Explore our comprehensive range of investment options tailored to your financial goals and risk appetite

Diversified Investment Solutions

Earn Money with Sanchay Karo

Become a Sanchay Karo partner and start earning commission while helping others achieve their financial goals.

  • Earn money from Sanchay Karo partnership
  • 100% Trail Commission Sharing
  • Minimum ₹500 withdrawal amount
  • Smart Distribution Panel
  • 100+ Free Leads Assignment
  • Real-time tracking and reporting
  • Dedicated partner support
Start Earning Now

Mutual Funds

Build wealth systematically with AI-powered, goal-based mutual fund investments. Get smart fund suggestions, track your portfolio with ease, and stay on track with reminders.

  • Smart Fund Suggestions based on your risk profile
  • Goal-Based Investing for specific financial objectives
  • Simple Portfolio Tracking with clear insights
  • Stay On Track with timely reminders and alerts
  • Expert-Backed Approach with proven frameworks
  • SEBI-Compliant & Secure platform
  • Systematic Investment Plans (SIP)
Learn More

National Pension Scheme (NPS)

Secure your retirement with India's voluntary, long-term retirement savings scheme offering additional tax benefits.

  • Tax benefits up to ₹2 lakhs
  • Low-cost pension scheme
  • Market-linked returns
  • Portable across jobs
Learn More

NRI Investments

Invest in Indian mutual funds from anywhere in the world with simplified processes and dedicated NRI support.

  • Invest from NRE/NRO accounts
  • Repatriable investments
  • Dedicated NRI support
  • Regulatory compliance
Learn More

What is Systematic Investment Plan (SIP) and How It Works

A Systematic Investment Plan (SIP) is a disciplined approach to investing in mutual funds where you invest a fixed amount regularly (monthly, quarterly, etc.) instead of making a lump-sum investment. This method helps in rupee cost averaging and compounding returns over time.

With Sanchay Karo's SIP platform, you can start investing with as little as ₹500 per month. Our AI-powered recommendations help you choose the right mutual funds based on your risk profile and financial goals.

Benefits of SIP Over Lump Sum Investment

Systematic Investment Plans offer several advantages over traditional lump sum investments:

  • Rupee Cost Averaging: Buy more units when prices are low and fewer when prices are high
  • Disciplined Investing: Automates the investment process and instills financial discipline
  • Power of Compounding: Earn returns on your returns over the long term
  • Flexibility: Start, stop, increase or decrease your SIP anytime
  • Affordability: Start with small amounts that fit your budget

Why Choose Mutual Funds Over Direct Stock Trading?

For most investors, mutual funds offer a safer and more efficient way to participate in equity markets compared to direct stock trading:

  • Professional Management: Your money is managed by experienced fund managers
  • Diversification: Reduces risk by spreading investments across multiple securities
  • Lower Risk: Less volatile than direct equity investments
  • Convenience: No need to track individual stocks daily
  • Regulatory Protection: SEBI-regulated for investor safety

External Resources for Financial Education

For more information about investing and financial planning, explore these authoritative resources:

SEBI Official Website
Securities and Exchange Board of India - Market regulator
AMFI Official Portal
Association of Mutual Funds in India - Industry body
National Stock Exchange
India's leading stock exchange platform
Income Tax Department
Official tax information and resources

What Our Users Say About Sanchay Karo

Join thousands of satisfied investors who trust Sanchay Karo for their financial goals and wealth creation journey

Customer Testimonials and Reviews

Rahul Sharma
★★★★★
"After losing money in F&O trading, I switched to Sanchay Karo. The systematic approach to mutual fund investing has helped me build real wealth without stress."
Priya Patel
★★★★★
"Sanchay Karo's 'Be an Investor, Not a Trader' philosophy resonated with me. The app made the process seamless and their NRI support is excellent."
Amit Kumar
★★★★☆
"The portfolio tracking feature is excellent. I can monitor all my investments in one place without any confusion. Highly recommended for beginners!"

See What Others Are Saying

Download Sanchay Karo Investment App

Track & invest in mutual funds anytime, anywhere with our user-friendly mobile app for systematic wealth creation

Start Your Investment Journey Today

Access Your Investment Portal

Quick access to customer and distributor dashboards for managing your investments and partnerships

Online Portal Login

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor | PALLAB ROUTH | ARN – 301757  | EUIN : E572917 |Date of  Registration: 22-07-2024  | Current validity:  15-07-2027

2025© Copyright sanchaykaro. All Rights Reserved