Break free from F&O losses. Choose goal-based Start SIP plans: Child Education, Retirement, 1 Crore, High Returns. Sanchay Karo is an AMFI registered, NSE MF integrated mutual fund platform trusted by 1L+ investors. Be an investor, not a trader — say no to F&O and build lasting wealth creation and financial freedom through a disciplined, goal-based SIP.

Break the trading trap. Embrace smart investing and goal-based SIP for true wealth creation and SIP benefits on a regulated, mutual fund SIP platform built for serious SIP investors.
Yearly alignment with child education, retirement goals.
Personalized fund picks for maximum returns.
6 smart SIP plans: 1 Crore, Retirement, Marriage & more.
NSE MF integrated, registered distributor — fully secure and transparent.
Set your SIP goal and let it work for you — Child Education SIP, Retirement SIP, the 1 Crore SIP journey, or simply a plan that's better than FD. Start SIP, stay on track, become a SIP Crorepati.
Become a Crorepati in 12-15 years with disciplined SIP.
Build 6-12 months of expenses in liquid/low-risk funds for life's surprises.
ELSS SIPs help reduce taxable income with just a 3-year lock-in.
High return potential vs FD. Aim to beat inflation over 10+ years.
Put idle savings to work instead of letting them sit idle in a bank account.
Swipe to see all 6 goals
*Illustrative estimates assuming a 12% annual return; actual returns vary with market performance and are not guaranteed.
See the projected SIP value and the compounding power behind your money. Use the advanced SIP calculator below — start SIP from ₹500 and watch wealth creation unfold over time.
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Total Invested: ₹0 | Estimated Gains: ₹0
Inflation-Adjusted (Real) Value Today: ₹0
Start SIP today, fully online — download the SIP app, complete easy KYC, register a paperless ENACH mandate, and you're investing.
Aadhaar + PAN OTP verification. 100% digital, no paperwork.
Start KYC Process →AI-driven risk analysis to find the right SIP for you.
Take Risk Assessment →One-time e-mandate for seamless auto-debit every month.
Register Mandate →Start with ₹500/month & watch wealth grow with the power of compounding.
Activate SIP Now →Join 1,00,000+ investors – Child Education, Retirement & more. AMFI registered, NSE MF integrated.
Start Free SIP NowHere's exactly how a mutual fund SIP can lower your tax bill this year, under the rules applicable for FY 2026-27 (AY 2027-28).
ELSS is the only mutual fund category that offers a tax deduction. SIP into an ELSS scheme and claim up to ₹1.5 Lakh/year as a deduction — the shortest lock-in (3 years) of any 80C option.
This deduction applies only if you opt for the Old Tax Regime while filing. Section 80C is renumbered as Section 123 under the new Income-tax Act, 2025, effective FY 2026-27 — the ₹1.5L limit is unchanged.
A full ₹1.5L ELSS SIP can save up to ₹46,800/year for someone in the 30% slab (incl. 4% cess) — money that would otherwise go straight to tax.
Every SIP instalment carries its own 3-year lock-in from its investment date, so plan withdrawals instalment-wise rather than assuming the whole SIP unlocks together.
When you redeem after the lock-in, long-term capital gains above ₹1.25 Lakh in a financial year are taxed at 12.5%. Spreading redemptions across years can help you use this exemption each year.
ELSS shares the same ₹1.5 Lakh cap with PPF, EPF, life insurance and tuition fees — so total your existing 80C outgo first, then SIP into ELSS for whatever headroom is left.
Beyond SIP — a cashback card, loan against portfolio, an NPS pension account, NRI SIP options, and a way to earn with SIP as a partner.
Real stories from investors who switched to goal-based SIP.
Download the Sanchay Karo SIP app — your mutual fund app for seamless goal tracking, AI insights, and one-click SIP management.








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Built on a regulated, NSE MF integrated backbone — every transaction is transparent, traceable and compliant.
Sanchay Karo operates as an AMFI registered Mutual Fund Distributor (ARN-301757), as required by SEBI regulations.
Transactions are processed through the NSE MF platform, the same infrastructure used by India's leading AMCs and distributors.
Mutual fund units are held directly in the investor's own folio with the AMC/Depository — never with Sanchay Karo.
e-KYC, ENACH mandates and OTP-based authentication keep your personal and financial data encrypted and secure.
Everything about SIP basics, app features, safety, KYC, tax, SWP and redemption with Sanchay Karo — answered in one place.
Have questions about goal-based SIP or need assistance? Our team is here to help you build wealth.
Let's plan your future together with a Systematic Investment Plan.
By entering your personal details, you hereby authorize AMFI registered Mutual Fund Distributor, ARN-301757 to contact you and this will override any NDNC registration made by you.
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Sanchay Karo is an AMFI registered Mutual Fund Distributor (ARN-301757) and does not guarantee any returns.
Regulatory Disclosure: www.sanchaykaro.com is an online website Registered name: Mr. PALLAB ROUTH | AMFI Registered Mutual Fund Distributor | ARN – 301757 | EUIN : E572917 |Date of Registration: 22-07-2024 | Current validity: 15-07-27 | Self-help tool, not advisory. No charges, no return guarantees. Mutual Funds are subject to market risks. Read scheme documents. Past performance may not sustain. Check Exit Loads & TER before investing. We deal only in Regular Plans (we earn trailing commission – disclosed at investment). Direct Plans (lower expense ratio) are available but we do not deal in them.
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