Break free from F&O losses. Choose goal-based Start SIP plans: Child Education, Retirement, 1 Crore, High Returns. Sanchay Karo is an AMFI registered mutual fund platform trusted by 1L+ investors. Say no to F&O and build lasting wealth through a disciplined, goal-based SIP.
Break the trading trap. Embrace smart investing and goal-based SIP for true wealth creation on a regulated mutual fund platform built for serious investors.
Yearly alignment with child education, retirement goals.
Personalized fund picks matched to your risk profile.
6 smart SIP plans: 1 Crore, Retirement, Marriage & more.
Registered distributor operations — fully secure and transparent.
Set your SIP goal and let it work for you — Child Education, Retirement, the 1 Crore journey, or simply a plan that beats an FD. Start SIP, stay on track, become a SIP Crorepati.
Become a Crorepati in 12-15 years with disciplined SIP.
Build 6-12 months of expenses in liquid, low-risk funds for life's surprises.
ELSS SIPs help reduce taxable income with just a 3-year lock-in.
High return potential vs FD. Aim to beat inflation over 10+ years.
Put idle savings to work instead of letting them sit idle in a bank account.
Swipe to see all 6 goals
*Illustrative estimates assuming a 12% annual return; actual returns vary with market performance and are not guaranteed.
See the projected SIP value and the compounding power behind your money. Start SIP from ₹500 and watch wealth creation unfold over time.
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Total Invested: ₹0 | Estimated Gains: ₹0
*Returns are illustrative, past performance not guaranteed. This is not investment advice.Start SIP today, fully online — the app is coming soon, complete easy KYC, register a paperless ENACH mandate, and you're investing.
The Android and iOS app link will be published here soon.
Coming SoonAadhaar + PAN OTP verification. 100% digital, no paperwork.
AI-driven risk analysis to find the right SIP for you.
One-time e-mandate for seamless auto-debit every month.
Start with ₹500/month & watch wealth grow with the power of compounding.
Join 1,00,000+ investors — Child Education, Retirement & more. AMFI registered distributor.
Here's exactly how a mutual fund SIP can lower your tax bill this year, under the rules applicable for FY 2026-27 (AY 2027-28).
ELSS is the only mutual fund category that offers a tax deduction. SIP into an ELSS scheme and claim up to ₹1.5 Lakh/year as a deduction — the shortest lock-in (3 years) of any 80C option.
This deduction applies only if you opt for the Old Tax Regime while filing. Section 80C is renumbered as Section 123 under the new Income-tax Act, 2025, effective FY 2026-27 — the ₹1.5L limit is unchanged.
A full ₹1.5L ELSS SIP can save up to ₹46,800/year for someone in the 30% slab (incl. 4% cess) — money that would otherwise go straight to tax.
Every SIP instalment carries its own 3-year lock-in from its investment date, so plan withdrawals instalment-wise rather than assuming the whole SIP unlocks together.
When you redeem after the lock-in, long-term capital gains above ₹1.25 Lakh in a financial year are taxed at 12.5%. Spreading redemptions across years can help you use this exemption each year.
ELSS shares the same ₹1.5 Lakh cap with PPF, EPF, life insurance and tuition fees — so total your existing 80C outgo first, then SIP into ELSS for whatever headroom is left.
Beyond SIP — a cashback card, loan against portfolio, an NPS pension account, NRI SIP options, and a way to earn with SIP as a partner.
Earn up to 5% cashback. Zero hidden fees. Coming soon.
Instant liquidity against mutual funds/shares. Coming soon.
Secure retirement + extra ₹50k tax benefit. Coming soon.
Repatriable mutual funds via NRE/NRO accounts. Coming soon.
Trail commission, smart distributor panel. Coming soon.
Real stories from investors who switched to goal-based SIP.
A quick look inside — goal tracking, AI insights, and one-click SIP management, all in one app.
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Built on a regulated, compliant backbone — every transaction is transparent, traceable and secure.
Sanchay Karo operates as an AMFI registered Mutual Fund Distributor (ARN-301757), as required by SEBI regulations.
Mutual fund units are held directly in the investor's own folio with the AMC/Depository — never with Sanchay Karo.
Every KYC, mandate, and transaction step follows SEBI and AMFI-mandated processes and disclosures.
e-KYC, ENACH mandates and OTP-based authentication keep your personal and financial data encrypted and secure.
Everything about SIP basics, app features, safety, KYC, tax, SWP and redemption with Sanchay Karo — answered in one place.
Have questions about goal-based SIP or need assistance? Our team is here to help you build wealth.
Let's plan your future together with a Systematic Investment Plan.
By entering your personal details, you hereby authorize AMFI registered Mutual Fund Distributor, ARN-301757 to contact you and this will override any NDNC registration made by you.
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Sanchay Karo is an AMFI registered Mutual Fund Distributor (ARN-301757) and does not guarantee any returns.
Regulatory Disclosure: www.sanchaykaro.com is an online website Registered name: Mr. PALLAB ROUTH | AMFI Registered Mutual Fund Distributor | ARN – 301757 | EUIN : E572917 |Date of Registration: 22-07-2024 | Current validity: 15-07-27 |BSE STARMF Member ID: 63447|NSEMF Member ID: 1009479|MSME: UDYAM-WB-12-0123391| Self-help tool, not advisory. No charges, no return guarantees. Mutual Funds are subject to market risks. Read scheme documents. Past performance may not sustain. Check Exit Loads & TER before investing. We deal only in Regular Plans (we earn trailing commission – disclosed at investment). Direct Plans (lower expense ratio) are available but we do not deal in them.
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