Sanchay Karo | Start SIP | Goal-Based SIP Investment | Be an Investor, Not a Trader
1L+Happy Investors
₹500Min. SIP Amount
AMFIRegistered Distributor
5 MinQuick Onboarding
✨ Be an Investor, Not a Trader ✨

Stop Gambling. Start SIP for Real Wealth

Break free from F&O losses. Choose goal-based Start SIP plans: Child Education, Retirement, 1 Crore, High Returns. Sanchay Karo is an AMFI registered, NSE MF integrated mutual fund platform trusted by 1L+ investors. Be an investor, not a trader — say no to F&O and build lasting wealth creation and financial freedom through a disciplined, goal-based SIP.

AMFI Registered (ARN-301757) NSE MF Integrated SEBI Regulated Funds
Goal Based Investment
AMFI Registered Distributor
NSE MF Integrated Platform
Paperless e-KYC & Video KYC
Secure ENACH Mandate
Easy SWP & Redemption
Why Sanchay Karo

Why Choose Sanchay Karo for SIP Investment?

Break the trading trap. Embrace smart investing and goal-based SIP for true wealth creation and SIP benefits on a regulated, mutual fund SIP platform built for serious SIP investors.

The F&O Trading Trap

  • ✕ 90% of traders lose money
  • ✕ Extreme volatility & stress
  • ✕ Emotional decisions & losses
  • ✕ Gambling vs strategic investing

Smart Goal-Based SIP Way

  • ✓ Systematic wealth creation
  • ✓ Power of compounding
  • ✓ Discipline & AI recommendations
  • ✓ Long-term growth, manageable risk

Powerful Features for Every Investor

Free Portfolio Review

Yearly alignment with child education, retirement goals.

AI-Based Recommendations

Personalized fund picks for maximum returns.

Goal-Based Planning

6 smart SIP plans: 1 Crore, Retirement, Marriage & more.

AMFI & SEBI Regulated

NSE MF integrated, registered distributor — fully secure and transparent.

Your Goals, Your SIP

🎯 Your Dreams, Our Goal-Based SIP Plans

Set your SIP goal and let it work for you — Child Education SIP, Retirement SIP, the 1 Crore SIP journey, or simply a plan that's better than FD. Start SIP, stay on track, become a SIP Crorepati.

Child Education

Secure ₹50 Lakh+ for higher education by age 18.

~₹3,500/month
Start SIP →

Retirement Corpus

Build ₹2 Cr+ for peaceful retirement with SWP option.

~₹5,000/month*
Plan Now →

1st 1 Crore

Become a Crorepati in 12-15 years with disciplined SIP.

~₹25k-30k/month
Start Journey →

Better than FD Returns

High returns + ELSS tax saving option. Beat inflation.

Start from ₹500
Explore →
Plan Your Wealth

📈 See the Power of Compounding – SIP Calculator

See the real SIP return and the compounding power behind your money. Use the advanced SIP calculator below — start SIP from ₹500 and watch wealth creation unfold over time.

Calculator Mode:

Estimated Maturity Corpus

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Total Invested: ₹0  |  Estimated Gains: ₹0

*Returns are illustrative, past performance not guaranteed. This is not investment advice.
Simple & 100% Digital

Start Your SIP in Just 5 Minutes

Start SIP today, fully online — download the SIP app, complete easy KYC, register a paperless ENACH mandate, and you're investing.

1. Download Sanchay Karo App

Install from Google Play / App Store. Free, no charges.

Download App

2. Complete eKYC (Paperless)

Aadhaar + PAN OTP verification. 100% digital, no paperwork.

Start KYC Process →

3. Risk Profiling Assessment

AI-driven risk analysis to find the right SIP for you.

Take Risk Assessment →

4. Mandate Registration (ENACH)

One-time e-mandate for seamless auto-debit every month.

Register Mandate →

5. Launch Your Goal-Based SIP

Start with ₹500/month & watch wealth grow with the power of compounding.

Activate SIP Now →

Ready to Begin Your Goal-Based SIP Journey? 🇮🇳

Join 1,00,000+ investors – Child Education, Retirement & more. AMFI registered, NSE MF integrated.

Start Free SIP Now
Save More, Tax Efficiently

Tax Benefits of SIP & ELSS

ELSS tax saving under Section 80C makes your SIP tax efficient. Save up to ₹46,800 (Old Regime) and understand LTCG before you invest.

 ELSS 80C Deduction

Max ₹1.5L deduction, 3-year lock-in. Save up to ₹46,800 (30% slab). Start SIP from ₹500.

 LTCG on Mutual Funds

Holding >1 year: 12.5% tax only on gains above ₹1.25L per year. STCG (<1 year): 20%.

 Section 80D (Health Insurance)

Premium deduction up to ₹25K (self) & additional ₹25K for parents. Senior citizen limits higher.

Tax benefits available only under Old Tax Regime. Consult your advisor for regime selection.
Beyond SIP

Exclusive Financial Services

Beyond SIP — a cashback card, loan against portfolio, an NPS pension account, NRI SIP options, and a way to earn with SIP as a partner.

Apply Cashback Card

Earn up to 5% cashback. Zero hidden fees.

Apply Now →

Loan Against Portfolio

Instant liquidity against mutual funds/shares.

Check Eligibility →

NPS Pension Account

Secure retirement + extra ₹50k tax benefit.

Open Account →

NRI Investments

Repatriable mutual funds via NRE/NRO accounts.

Explore NRI Plans →

Earn Money – Partner Program

Trail commission, smart distributor panel.

Start Earning →
Trusted By Investors

What Our Users Say

Real stories from investors who switched to goal-based SIP.

Inside The App

Experience the Sanchay Karo App

Download the Sanchay Karo SIP app — your mutual fund app for seamless goal tracking, AI insights, and one-click SIP management.

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Access Your Investment Portal

Your Money, Protected

Is Sanchay Karo Safe to Invest With?

Built on a regulated, NSE MF integrated backbone — every transaction is transparent, traceable and compliant.

AMFI Registered Distributor

Sanchay Karo operates as an AMFI registered Mutual Fund Distributor (ARN-301757), as required by SEBI regulations.

NSE MF Integrated

Transactions are processed through the NSE MF platform, the same infrastructure used by India's leading AMCs and distributors.

Your Units, Your Name

Mutual fund units are held directly in the investor's own folio with the AMC/Depository — never with Sanchay Karo.

Bank-Grade Data Security

e-KYC, ENACH mandates and OTP-based authentication keep your personal and financial data encrypted and secure.

Got Questions?

Frequently Asked Questions

Everything about starting SIP, KYC, mandates, SWP, redemption and safety with Sanchay Karo.

General & SIP
Safety & Regulation
Manage, SWP & Redemption
What is the minimum SIP amount with Sanchay Karo?
You can start a goal-based SIP with as low as ₹500 per month through the Sanchay Karo app, across child education, retirement, 1 Crore and tax-saving ELSS goals.
How do I start a SIP online in India with Sanchay Karo?
Download the Sanchay Karo app → complete e-KYC → finish your risk profile → register a one-time ENACH mandate → pick a goal → activate SIP. The entire process takes around 5 minutes.
Can I change or switch my SIP goal later?
Yes. SIPs on Sanchay Karo are fully flexible — you can pause, step-up, modify the amount, or switch between goals or schemes anytime from the app.
What tax benefits do I get on SIP?
ELSS SIPs qualify for a deduction of up to ₹1.5 Lakh under Section 80C (Old Tax Regime). Long-term capital gains above ₹1.25 Lakh in a year are taxed at 12.5%.
Is Sanchay Karo safe for investing?
Yes. Sanchay Karo is an AMFI registered Mutual Fund Distributor (ARN-301757) and routes every transaction through the NSE MF integrated platform, so all activity is regulated, transparent and traceable.
Where is my money actually held?
Your investment is never held by Sanchay Karo. Units are allotted directly in your own folio with the respective AMC and reflected in your CAS statement from CAMS/KFintech.
Is my KYC and personal data secure?
Yes. e-KYC is completed via Aadhaar/PAN OTP verification with bank-grade encryption, and all mandates use secure, regulator-approved ENACH/e-mandate rails.
What happens if Sanchay Karo shuts down one day?
Your mutual fund holdings remain completely unaffected because they sit in your own folio with the AMC and registrar, independent of the distributor platform.
Can I set up an SWP (Systematic Withdrawal Plan)?
Yes. Sanchay Karo supports SWP so you can withdraw a fixed amount at regular intervals from your corpus — ideal for retirement income planning.
How do I redeem my mutual fund units?
Redemption can be initiated directly from the app — partial or full — and the amount is credited to your registered bank account, typically within 1-3 business days depending on the scheme type.
Can I pause or stop my SIP mandate?
Yes, you can pause, cancel, or modify your ENACH mandate anytime from the app without any penalty, and resume it whenever you're ready.
Can I track all my SIPs, SWPs and redemptions in one place?
Yes — the app dashboard shows live NAV, units, gains/losses, XIRR and complete transaction history for every SIP, SWP and redemption.
We're Here To Help

Get In Touch

Have questions about goal-based SIP or need assistance? Our team is here to help you build wealth.

Let's plan your future together with a Systematic Investment Plan.

    By entering your personal details, you hereby authorize AMFI registered Mutual Fund Distributor, ARN-301757 to contact you and this will override any NDNC registration made by you.

    Risk factor: www.sanchaykaro.com is an online website   Registered name: Mr. PALLAB ROUTH | AMFI Registered Mutual Fund Distributor |  ARN – 301757  | EUIN : E572917 |Date of  Registration: 22-07-2024  | Current validity:  15-07-27 | Self-help tool, not advisory. No charges, no return guarantees. Mutual Funds are subject to market risks. Read scheme documents. Past performance may not sustain. Check Exit Loads & TER before investing. We deal only in Regular Plans (we earn trailing commission – disclosed at investment). Direct Plans (lower expense ratio) are available but we do not deal in them.

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