Sanchay Karo: Start SIP Investment | Be an Investor, Not a Trader

Stop Gambling. Start Investing with Systematic SIP Plans

Stop losing money in Futures and Options trading. Become a smart investor with Sanchay Karo's systematic investment plans. Our mutual funds app provides AI-powered recommendations for long-term wealth creation. Start your SIP journey today with secure, regulated investments.

Goal Based Investment

Why Choose Sanchay Karo for Your Investment Journey?

Discover the difference between risky trading and smart investing. Our systematic investment approach helps you build wealth securely while avoiding common trading pitfalls.

The F&O Trading Trap

  • ✕ 90% of traders lose money in F&O
  • ✕ Extreme volatility & unpredictable outcomes
  • ✕ High stress and emotional decisions
  • ✕ Substantial financial losses
  • ✕ Gambling mentality vs. strategic investing

The Smart Investing Way

  • ✓ Wealth Creation through systematic investing
  • ✓ Power of Compounding works in your favor
  • ✓ Discipline Over Emotion with SIP approach
  • ✓ Expertly Curated Funds by professionals
  • ✓ Long-term growth with manageable risk

Key Features

Free Portfolio Review

Get your portfolio reviewed yearly at no cost to align with your goals.

Avoid F&O Pitfalls

Skip risky trading. We guide you toward safe, long-term wealth creation.

Early Wealth Creation

Start your journey to financial independence early with systematic investing.

AI-Based Recommendations

Personalized fund suggestions powered by advanced AI algorithms.

Easy KYC Onboarding

Seamless KYC through NSE Mutual Fund platform for quick setup.

Regulated & Secure

SEBI-registered platforms and AMFI-regulated funds for safety.

NSEAMFI
Easy 5-Step Process

Start Your SIP in Just 5 Minutes

Begin your systematic wealth creation journey with our simple, secure, and guided process.

1. Download App

Get Sanchay Karo from Play Store or App Store. Free!

2. Complete KYC

Paperless KYC with Aadhaar & PAN. Takes 2 minutes – instant verification.

3. Risk Assessment

Understand your risk appetite with our smart assessment tool.

4. Mandate Registration

One-time registration for automatic SIP payments. Benefits lifelong.

5. Launch Your SIP

Mandate activates within 72 hours. Start investing from ₹500/month.

Pro Tip

Lumpsum Investments: Invest any amount anytime without mandate registration. Perfect for surplus funds!

Ready to Start?

Join 1,00,000+ smart investors who trust Sanchay Karo

Start Free Trial

Tax Benefits of SIP Investments

Understand how mutual fund SIPs, especially ELSS, can help you save tax under the Old Tax Regime.

ELSS Investment (Section 80C)

Max deduction: ₹1.5 lakh per year
What you get: Amount invested is subtracted from your taxable income
Condition: Only under Old Tax Regime

Capital Gains Tax (Sections 111A & 112A)

Long Term (LTCG) – held for more than 1 year
Tax: 12.5% only on gains above ₹1.25 lakh in a financial year
Short Term (STCG) – held for less than 1 year
Tax: 20% on total gains
Note: ELSS has a 3‑year lock‑in, so you will only face LTCG when you redeem.

Additional Benefits of ELSS

  • Shortest lock‑in (3 years) among 80C options
  • Potential for higher returns (equity‑linked)
  • SIP facility – start with as low as ₹500
  • No upper limit on investment (but 80C deduction max is ₹1.5 lakh)

Medical Insurance (Section 80D)

For self & family: Up to ₹25,000 (₹50,000 if any member is a senior citizen)
For parents: Extra up to ₹25,000 (₹50,000 if parents are senior citizens)
Max total: ₹1,00,000 if both self and parents are senior citizens
Condition: Only under Old Tax Regime

Important: All these tax benefits are available only if you choose the Old Tax Regime. Under the New Tax Regime, you cannot claim deductions under Section 80C or 80D.

*Tax laws subject to change. Consult your tax advisor for personalized advice.

Our Investment Products

Explore options tailored to your financial goals and risk appetite.

Earn Money with Sanchay Karo

Partner program: earn trail commission, free leads, smart distribution panel.

Start Earning

Mutual Funds

Goal-based, AI recommendations, SIP/lump sum. SEBI-compliant.

Learn More

National Pension Scheme (NPS)

Retirement planning with additional tax benefits up to ₹2L (old regime).

Learn More

NRI Investments

Invest in Indian mutual funds from NRE/NRO accounts. Repatriable & dedicated support.

Explore

What is Systematic Investment Plan (SIP) & How It Works

A disciplined approach to investing in mutual funds with fixed amounts regularly. Rupee cost averaging, compounding benefits. Start with ₹500/month.

Benefits of SIP Over Lump Sum

  • Rupee Cost Averaging
  • Disciplined Investing
  • Power of Compounding

External Resources

SEBI Official Website
Market regulator
AMFI Official Portal
Mutual fund industry

What Our Users Say

Join thousands of satisfied investors who trust Sanchay Karo for their financial goals.

Rahul Sharma ★★★★★

"After losing money in F&O trading, I switched to Sanchay Karo. The systematic approach has helped me build real wealth without stress."

Priya Patel ★★★★★

"Sanchay Karo's 'Be an Investor, Not a Trader' philosophy resonated with me. The app made the process seamless and NRI support is excellent."

Amit Kumar ★★★★☆

"Portfolio tracking feature is excellent. I can monitor all my investments in one place without confusion."

⭐ See what Others are Saying ⭐

Download Sanchay Karo App

Track & invest in mutual funds anytime, anywhere with our user-friendly mobile app.

Access Your Investment Portal

Quick access to customer and distributor dashboards.

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor | PALLAB ROUTH | ARN – 301757  | EUIN : E572917 |Date of  Registration: 22-07-2024  | Current validity:  15-07-2027

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