SIP Karo India | Goal-Based SIP for Child Education, Retirement, 1 Crore | Sanchay Karo

SIP Karo India – Child Education, Retirement, 1 Crore & More

Choose from 6 smart SIP plans: Child Education, Retirement, Pension, Child Marriage, 1st Crore, Better than FD returns. AI-driven, tax-saving, disciplined wealth creation.

Sanchay Karo SIP App Dashboard

🎯 Choose Your SIP Goal – Smart Plans for Every Dream

SIP for Child Education | Retirement | Pension | Marriage | 1st Crore | Best Return (>FD). Slide & invest smartly.

SIP for Child Education

Secure your child's future with inflation-beating returns.

  • Goal: ₹50 Lakh+ by age 18
  • Est. monthly SIP: ₹3500
Start Child SIP →

SIP for Retirement

Build a peaceful retirement corpus with consistent monthly SIP.

  • Target: ₹2 Cr+ retirement kitty
  • Flexibility + SWP option
Plan Retirement →

SIP for Pension

Regular monthly pension through systematic withdrawals.

  • Monthly pension equivalent
  • Low risk, stable growth
Secure Pension →

SIP for Child Marriage

Plan financially for auspicious occasion.

  • Goal amount: ₹25-40 Lakhs
  • Start early with ₹1000/month
Plan Marriage →

SIP for 1st 1 Crore

Become a crorepati with disciplined SIP.

  • Target: ₹1 Crore in 12-15 years
  • Monthly SIP: approx ₹25k-30k
Start 1Cr Journey →

SIP for Best Return (Better than FD)

Beat FD returns with equity & hybrid funds.

  • Historical > FD by 5-8%
  • ELSS tax saver option
Explore High Return →

Why SIP Karo India? What we given to Investor Free

Disciplined investing beats speculation. Explore powerful features →

Free Portfolio Review

Yearly alignment with your goals (child edu, retirement, etc).

Avoid F&O Pitfalls

Switch from trading to goal-based SIPs.

Early Wealth Creation

Start SIP from ₹500, achieve 1 Crore.

AI-Based Recommendations

Personalized funds for every goal.

Simple & Digital

Start Your SIP in Just 5 Minutes

Follow step-by-step with direct links – Download, KYC, Risk Assessment, Mandate

1. Download Sanchay Karo App

Install from Google Play / App Store.

Download App

2. Complete eKYC (Paperless)

Aadhaar + PAN OTP verification.

Start KYC Process →

3. Risk Profiling Assessment

AI-driven risk analysis.

Take Risk Assessment →

4. Mandate Registration (NACH)

One-time e-mandate for auto-debit.

Register Mandate →

5. Launch Your Goal-Based SIP

Start with ₹500/month & watch wealth grow.

Activate SIP Now

Ready to Begin Your Goal-Based SIP Journey?

Join 1,00,000+ investors – Child Education, Retirement & more

Start Free Trial

Tax Benefits of SIP & ELSS – Save upto ₹46,800

Section 80C, LTCG exemptions – click any card for details

ELSS SIP – 80C Deduction

Max ₹1.5L deduction, lock-in 3 years. Save up to ₹46,800 (30% slab). Start SIP from ₹500.

  • Amount invested reduces taxable income under Old Regime
  • Shortest lock-in among 80C options
  • Potential equity-linked returns

LTCG & STCG on Mutual Funds

LTCG >1yr: 12.5% above ₹1.25L gains | STCG: 20% if held <1yr. ELSS qualifies only LTCG.

  • Tax harvesting up to ₹1.25L/year tax-free
  • No indexation for equity funds
  • Consult your advisor for regime selection
Deductions available only under Old Tax Regime. New Regime does not allow 80C/80D benefits.

What Our Users Say

Real reviews from real investors who transformed their financial journey with Sanchay Karo.

★★★★★

"Best app for mutual fund investments. The goal-based SIP planning helped me start investing for my child's education without any confusion."

— Verified User, Trustpilot

★★★★★

"Sanchay karo is a great app for mutual fund investment. Goal base investment, ai base mutual fund recommendations .. best for Sip investment."

— Verified User, Trustpilot

★★★★★

"Sanchay karo is a mutual fund app guide for goal base investment, risk profile base investment etc that help us to avoid poor fund selection. I love this app."

— Verified User, Trustpilot

Power of Goal-Based SIP: Compounding & Rupee Cost Averaging

Start early, stay disciplined, and let compounding work magic. See how Sanchay Karo app simplifies goal-based investing.

App Dashboard
Investment Goals
AI Recommendations
SIP Purchase
Risk Profile
Portfolio View
Goal Planning
Home Screen

Exclusive Financial Services – Auto-Slide View

Cashback cards, Loan against portfolio, NPS, NRI, Earn money – smart sliding carousel

Apply Cashback Card

Earn up to 5% cashback. Zero hidden fees.

Apply Now →

Loan Against Portfolio

Instant liquidity against mutual funds/shares.

Check Eligibility →

Open NPS Pension Account

Secure retirement + extra ₹50k tax benefit.

Open Account →

NRI Investments

Repatriable mutual funds via NRE/NRO.

Explore NRI Plans →

Earn Money – Partner Program

Trail commission, smart distributor panel.

Start Earning →

Trusted by 1 Lakh+ Investors ⭐

Rated "Great" on Trustpilot with a 4/5 score. Join thousands of happy investors building wealth systematically.

Share Your Experience

Help others discover the power of goal-based SIP investing. Your feedback makes us better.

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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

The Registered name: PALLAB ROUTH | AMFI Registered Mutual Fund Distributor |  ARN – 301757  | EUIN : E572917 |Date of  Registration: 22-07-2024  | Current validity:  15-07-2027

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