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title: NRI Investment
canonical_url: https://sanchaykaro.com/nri-investment/
last_updated: 2026-05-19T08:46:15+00:00
plugin_version: 1.2.1
---

# NRI Investment

Sanchaykaro | NRI Mutual Fund Investment – NRE/NRO, SIP, US Stocks &amp; More      [Sanchay karo](https://sanchaykaro.com) [Start Investing](https://sanchaykaro.com/register/) [Expert Call](https://apirrabbit.com/api/v1/master/LandingPage?arn=ARN-301757)  🇮🇳 NRI INVESTMENT DESK | NRE / NRO ACCOUNT EXPERTS Grow your wealth in  
India with Sanchaykaro
============================================

 Seamless mutual fund investments for Non-Resident Indians. Zero paperwork, full digital KYC, and dedicated support. Compare with Zerodha AMC charges, explore best [SIP](https://apirrabbit.com/api/v1/master/LandingPage?arn=ARN-301757) plans in SBI, and invest in US stocks from India — all under one roof.

 [📈 Start NRI Investment →](https://sanchaykaro.com/register/) [💬 Get Expert Call](https://whatsform.com/lmzm_8) ![NRI Investment India - Sanchaykaro](https://sanchaykaro.com/wp-content/uploads/2026/04/NRI-Investment.jpeg)  50+ Countries Served 1000+ Mutual Fund Schemes 100% Digital KYC Process SEBI Regulated &amp; AMFI Registered ### 📈 Mutual Funds Exclusive for NRIs!

Skip the hassle of complicated KYC. Invest in Indian Mutual Funds to accelerate your wealth accumulation. Dedicated wealth manager, automated &amp; tax-optimized investing, and much more. Open NRI demat account, manage NRE/NRO accounts, and explore best investment options in India.

 [Get Started →](#process) [Portfolio Review](#contact) Why NRIs Choose Sanchaykaro
---------------------------

Smart, simple &amp; fully compliant with RBI/SEBI guidelines

 🌍 ### Global Access

Invest from anywhere — USA, UK, UAE, Singapore, Canada &amp; more. Best NRI account in India for seamless investing.

 🔒 ### Secure &amp; Regulated

SEBI registered platform with bank-grade encryption. Compare with Zerodha demat account charges &amp; AMC charges.

 💸 ### Easy Repatriation

Full compliance with NRE/NRO accounts and easy repatriation. Open NRE account or NRO account online.

 📊 ### Diversified Funds

Equity, debt, hybrid &amp; tax-saving ELSS funds. SBI mutual fund tie-ups &amp; NRI trading account support.

 ### 📘 What are Mutual Funds?

A mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in equities, bonds, and other securities. The fund's value is determined by its Net Asset Value (NAV), calculated based on the market value of its holdings after deducting expenses. Mutual funds are ideal for investors looking for diversified, professionally managed investments without the need for extensive market research.

### ✅ Can NRIs Invest in Mutual Funds in India?

Yes, Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) can invest in Indian mutual funds on both a repatriation and non-repatriation basis. However, they must comply with regulations under the Foreign Exchange Management Act (FEMA) and complete their Know Your Customer (KYC) process before investing. Whether you hold an NRE account or NRO account, Sanchaykaro simplifies the process.

**FEMA Compliance:** As per FEMA Notification No. 13 (May 3, 2000), an NRI is an individual residing outside India who is a citizen of India.

**Restrictions for US &amp; Canada NRIs:** Due to FATCA compliance, some mutual fund houses impose restrictions. However, we have partnered with AMCs including Aditya Birla Sun Life Mutual Fund, Sundaram, Quant, Nippon India, UTI, and Navi that offer investment facilities for NRIs.

### 📈 Investment Benefits for NRIs

- Disciplined Investing with SIPs – start small, invest regularly (SIP for NRI, SIP plans for NRI)
- Flexible Portfolio Management – switch funds easily
- Tailored Investment Strategies – growth or dividend options
- Hassle-Free Repatriation – as per FEMA guidelines
- Diversification across asset classes
- Expert Guidance from wealth managers
 
### 💰 Mutual Fund Taxation for NRIs

   Fund TypeHolding PeriodTax Rate   Equity FundsSTCG (&lt; 1 year)20% Equity FundsLTCG (≥ 1 year)12.5% (on gains &gt; ₹1 lakh) Debt FundsSTCG (&lt; 3 years)As per income slab Debt FundsLTCG (≥ 3 years)20% with indexation  **Section 80C Deduction:** ELSS funds offer deduction up to ₹1.5 lakh.

**DTAA Benefits:** India has DTAAs with many countries to avoid double taxation. Notable countries: USA, Canada, UK, Australia, Singapore, UAE.

#### Mutual Fund Houses We Partner With:

Quant | Nippon | Axis | HDFC | Mirae Asset | UTI | ICICI | SBI | PPFAS | Kotak | Navi | Aditya Birla | Canara Robeco

 ### 📋 Documents Required for NRI Account Opening

To start your mutual fund investment journey with Sanchaykaro, please keep the following documents ready. Our digital KYC process makes it seamless.

#### Passport (Copy)

First and last page with valid visa/stamp. Proof of identity &amp; foreign residence.

#### PAN Card

Mandatory for all financial transactions in India.

#### Bank Proof

Cancelled cheque or bank statement of NRE/NRO account (not older than 3 months).

#### Address Proof (Overseas)

Driving license, utility bill, or bank statement from country of residence (latest 3 months).

#### Indian Address Proof (if any)

Aadhaar, voter ID, or recent utility bill (optional but helpful).

#### Recent Photograph

Passport-size colour photo (digital copy) for KYC.

#### FATCA / CRS Declaration

Self-certification form for tax residency (provided by us).

#### Email ID &amp; Mobile Number

Active for OTP verification and account updates.

**Note:** All documents must be self-attested by the NRI. For US/Canada NRIs, additional W-9 or FATCA forms may be required.

 ### 📌 How to Invest as NRI in 3 Steps

 1 **Complete Online KYC (VIDEO KYC available)**Upload PAN, passport &amp; overseas address proof – fully digital. We simplify the journey for you.

 2 **Link NRE/NRO Bank Account**Authorize via mandate form – we assist you end-to-end. SBI NRI account, Indian bank NRI account – all supported.

 3 **Start SIP or Lumpsum**Choose from 1000+ mutual funds and track real-time. Best SIP plans, NRI investment options in India, and more.

#### ✈️ Quick Connect – NRI Desk

Share your details, our NRI specialist will call you within 4 hours.

    Country of Residence USAUAEUKSingapore CanadaAustraliaOther   Request Callback on WhatsAppWe'll receive your details and reach out to you shortly.

 ### ⭐ Trusted by NRIs Worldwide

Real reviews from global Indian investors

 \[trustindex data-widget-id=28cf74170fae016240863d37539\] ### 📝 Complete Your NRI KYC – Start Investing Today

Fill below details for NRI KYC (Fast, Paperless, Video KYC available)

 ⚡ Our team will verify and activate your NRI investment account within 24 hours. Frequently Asked Questions
--------------------------

Latest updates for NRI investors – 2026

 What are Mutual Funds? +A mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in equities, bonds, and other securities. The fund's value is determined by its Net Asset Value (NAV). Can NRIs Invest in Mutual Funds in India? +Yes, NRIs and PIOs can invest in Indian mutual funds on repatriation or non-repatriation basis after completing KYC and complying with FEMA regulations. You can use NRE account or NRO account. Do I need a Demat account as an NRI investing in mutual funds? +No, you need a PAN card and an NRE/NRO account. KYC completion is mandatory. However, if you want to trade stocks, you may open a demat account for NRI. Is SIP allowed for NRI? +Yes, Systematic Investment Plans (SIP) are fully available for NRIs. SBI bank SIP plan, best SIP plans in SBI and other AMCs are accessible via Sanchaykaro. What is the difference between NRE and NRO account? +NRE account (Non-Resident External) allows repatriation of funds outside India, while NRO account (Non-Resident Ordinary) is for managing Indian income. Both can be used for mutual fund investments depending on repatriation needs. How to invest in US stocks from India? +While Sanchaykaro focuses on Indian mutual funds, NRIs can also invest directly in US stocks via international brokerage accounts. However, investing in Indian markets via NRE/NRO accounts offers diversification and tax benefits under DTAA. What are Zerodha AMC charges vs Sanchaykaro? +Zerodha charges annual maintenance charges (AMC) for demat accounts, while Sanchaykaro as an AMFI-registered mutual fund distributor provides direct plans with no hidden AMC. We help you compare best investment options in India. Who are Foreign Institutional Investors (FIIs)? +FIIs are institutional investors from outside India investing in Indian financial markets. Their investments impact market trends. NRIs can participate indirectly through mutual funds. What documents are required for NRI account opening? +Passport, PAN card, NRE/NRO bank proof, overseas address proof, photograph, FATCA declaration, and valid email/mobile. Detailed list is provided in the Documents section above. 📱 Manage your portfolio on the go

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