--- title: NRI Investment canonical_url: https://sanchaykaro.com/nri-investment/ last_updated: 2026-04-22T11:38:36+00:00 plugin_version: 1.2.1 --- # NRI Investment Sanchaykaro | NRI Mutual Fund Investment โ€“ NRE/NRO, SIP, US Stocks & More ๐Ÿ‡ฎ๐Ÿ‡ณ NRI INVESTMENT DESK | NRE / NRO ACCOUNT EXPERTS Grow your wealth in India with Sanchaykaro ============================================== Seamless mutual fund investments for Non-Resident Indians. Zero paperwork, full digital KYC, and dedicated support. Compare with Zerodha AMC charges, explore best [SIP](https://apirrabbit.com/api/v1/master/LandingPage?arn=ARN-301757 "SIP") plans in SBI, and invest in US stocks from India โ€” all under one roof. [๐Ÿ“ˆ Start NRI Investment โ†’](https://sanchaykaro.com/register/) [๐Ÿ’ฌ Get Expert Call](https://whatsform.com/lmzm_8) ![NRI Investment India - Sanchaykaro](https://sanchaykaro.com/wp-content/uploads/2026/04/NRI-Investment.jpeg) ### ๐Ÿ“ˆ Mutual Funds Exclusive for NRIs! Skip the hassle of complicated KYC. Invest in Indian Mutual Funds to accelerate your wealth accumulation. Dedicated wealth manager, automated & tax-optimized investing, and much more. Open NRI demat account, manage NRE/NRO accounts, and explore best investment options in India. [Get Started โ†’](#process) [Portfolio Review](#contact) Why NRIs choose Sanchaykaro --------------------------- Smart, simple & fully compliant with RBI/SEBI guidelines ๐ŸŒ### Global access Invest from anywhere โ€” USA, UK, UAE, Singapore, Canada & more. Best NRI account in India for seamless investing. ๐Ÿ”’### Secure & regulated SEBI registered platform with bank-grade encryption. Compare with Zerodha demat account charges & AMC charges. ๐Ÿ’ธ### Repo & repatriation Full compliance with NRE/NRO accounts and easy repatriation. Open NRE account or NRO account online. ๐Ÿ“Š### Diversified funds Equity, debt, hybrid & tax-saving ELSS funds. SBI mutual fund office tie-ups & NRI trading account support. ### ๐Ÿ“˜ What are Mutual Funds? A mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in equities, bonds, and other securities. The fund's value is determined by its Net Asset Value (NAV), calculated based on the market value of its holdings after deducting expenses. Mutual funds are ideal for investors looking for diversified, professionally managed investments without the need for extensive market research. With a wide range of schemes catering to various financial goalsโ€”retirement, education, home purchase, and moreโ€”mutual funds offer flexibility and growth potential. ### โœ… Can NRIs Invest in Mutual Funds in India? Yes, Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) can invest in Indian mutual funds on both a repatriation and non-repatriation basis. However, they must comply with regulations under the Foreign Exchange Management Act (FEMA) and complete their Know Your Customer (KYC) process before investing. Whether you hold an NRE account or NRO account, Sanchaykaro simplifies the process. **FEMA Compliance:** As per FEMA Notification No. 13 (May 3, 2000), an NRI is an individual residing outside India who is a citizen of India. **Income Tax Act & Residential Status:** According to the Income Tax Act, 1961, an individual is classified as a resident if they have stayed in India for 120 days or more in a financial year and at least 365 days in the preceding four years. **Restrictions for US & Canada NRIs:** Due to FATCA compliance, some mutual fund houses impose restrictions. However, we have partnered with AMCs including Aditya Birla Sun Life Mutual Fund, Sundaram, Quant, Nippon India, UTI, and Navi that offer investment facilities for NRIs. ### ๐Ÿ“ˆ Investment Benefits for NRIs - Disciplined Investing with SIPs โ€“ start small, invest regularly (SIP for NRI, SIP plans for NRI) - Flexible Portfolio Management โ€“ switch funds easily - Tailored Investment Strategies โ€“ growth or dividend options - Hassle-Free Repatriation โ€“ as per FEMA guidelines - Diversification across asset classes - Expert Guidance from wealth managers โ€“ compare with Zerodha help & Indmoney customer care number ### ๐Ÿ’ฐ Mutual Fund Taxation for NRIs Fund TypeHolding PeriodTax Rate Equity FundsSTCG (< 1 year)20% Equity FundsLTCG (โ‰ฅ 1 year)12.5% (on gains > โ‚น1 lakh) Debt FundsSTCG (< 3 years)As per income slab Debt FundsLTCG (โ‰ฅ 3 years)20% with indexation or 10% without **Dividend Taxation:** Dividends are taxed as per NRI's applicable income tax slab. **Tax Return Filing:** NRIs may not need to file returns if income consists only of investment gains with proper TDS deductions. Filing can help claim TDS refunds. **Section 80C Deduction:** ELSS funds offer deduction up to โ‚น1.5 lakh. **DTAA Benefits:** India has DTAAs with many countries to avoid double taxation. NRIs can claim reduced tax rates or tax credits. Notable countries: USA, Canada, UK, Australia, Singapore, UAE. *Read more: NRI-income-tax, FATCA in Mutual Funds, How to deal with Income Tax Notices for NRIs.* #### Mutual Fund Houses we partner with: Quant | Nippon | Axis | HDFC | Mirae Asset | UTI | ICICI | SBI | PPFAS | Kotak | Navi | Aditya Birla | Canara Robeco. Also assist with SBI investment plans for 5 years, SBI one time investment plan, and SBI mutual fund redeem online. ### ๐Ÿ“‹ Documents Required for NRI Account Opening for Investment To start your mutual fund investment journey with Sanchaykaro, please keep the following documents ready. Our digital KYC process makes it seamless. Open an NRI account online with minimal paperwork. #### Passport (Copy) First and last page with valid visa/stamp. Proof of identity & foreign residence. #### PAN Card Mandatory for all financial transactions in India. Without PAN, investment not possible. #### Bank Proof Cancelled cheque or bank statement of NRE/NRO account (not older than 3 months). Best NRE account in India options available. #### Address Proof (Overseas) Driving license, utility bill, or bank statement from country of residence (latest 3 months). #### Indian Address Proof (if any) Aadhaar, voter ID, or recent utility bill (optional but helpful for communication). #### Recent Photograph Passport-size colour photo (digital copy) for KYC. #### FATCA / CRS Declaration Self-certification form for tax residency (provided by us). #### Email ID & Mobile Number Active for OTP verification and account updates. **Note:** All documents must be self-attested by the NRI. For US/Canada NRIs, additional W-9 or FATCA forms may be required. Our team will guide you. Also, if you need to compare Zerodha AMC charges vs our mutual fund direct plans, we provide full transparency. ### ๐Ÿ“Œ How to invest as NRI in 3 steps 1**Complete online KYC (VIDEO KYC available)**Upload PAN, passport & overseas address proof โ€“ fully digital. Learn how to open demat account in Zerodha or with us, we simplify the journey. 2**Link NRE/NRO bank account**Authorize via mandate form โ€“ we assist you end-to-end. SBI NRI account, Indian bank NRI account โ€“ all supported. 3**Start SIP or lumpsum**Choose from 1000+ mutual funds and track real-time. Best SIP plans in SBI, NRI investment options in India, and more. #### โœˆ๏ธ Quick connect โ€“ NRI Desk Share your details, our NRI specialist will call you within 4 hours. Country of Residence USAUAEUKSingapore CanadaAustraliaOther Request Callback on WhatsAppWeโ€™ll receive your details and reach out to you shortly. ### โญ Trusted by NRIs Worldwide Real reviews from global Indian investors \[trustindex data-widget-id=28cf74170fae016240863d37539\] ### ๐Ÿ“ Complete Your NRI KYC โ€“ Start Investing Today Fill below details for NRI KYC (Fast, Paperless, Video KYC available) โšก Our team will verify and activate your NRI investment account within 24 hours. Frequently Asked Questions -------------------------- Latest updates for NRI investors โ€“ April 2026 What are Mutual Funds? +A mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in equities, bonds, and other securities. The fund's value is determined by its Net Asset Value (NAV). Can NRIs Invest in Mutual Funds in India? +Yes, NRIs and PIOs can invest in Indian mutual funds on repatriation or non-repatriation basis after completing KYC and complying with FEMA regulations. You can use NRE account or NRO account. Do I need a Demat account as an NRI investing in mutual funds? +No, you need a PAN card and an NRE/NRO account. KYC completion is mandatory. However, if you want to trade stocks, you may open a demat account for NRI. Zerodha NRI account opening is also an option but we offer mutual fund expertise. Is SIP allowed for NRI? +Yes, Systematic Investment Plans (SIP) are fully available for NRIs. SBI bank SIP plan, best sip plans in SBI and other AMCs are accessible via Sanchaykaro. What is the difference between NRE and NRO account? +NRE account (Non-Resident External) allows repatriation of funds outside India, while NRO account (Non-Resident Ordinary) is for managing Indian income. Both can be used for mutual fund investments depending on repatriation needs. How to invest in US stocks from India? +While Sanchaykaro focuses on Indian mutual funds, NRIs can also invest directly in US stocks via international brokerage accounts. However, investing in Indian markets via NRE/NRO accounts offers diversification and tax benefits under DTAA. What are Zerodha AMC charges vs Sanchaykaro? +Zerodha charges annual maintenance charges (AMC) for demat accounts, while Sanchaykaro as an AMFI-registered mutual fund distributor provides direct plans with no hidden AMC. We help you compare best investment options in India. Who are Foreign Institutional Investors (FIIs)? +FIIs are institutional investors from outside India investing in Indian financial markets. Their investments impact market trends. NRIs can participate indirectly through mutual funds. What documents are required for NRI account opening? +Passport, PAN card, NRE/NRO bank proof, overseas address proof, photograph, FATCA declaration, and valid email/mobile. Detailed list is provided in the Documents section above. ๐Ÿ“ฑ Manage your portfolio on the go [๐Ÿ“ฒ Android App](https://play.google.com/store/apps/details?id=com.rrabbit.sanchaykaro&pcampaignid=web_share) [๐Ÿ iOS App](https://apps.apple.com/in/app/sanchay-karo/id6755289848) Sanchaykaro ARN-301757 Owner: Pallab Routh AMFI Registered Mutual Fund Distributor MSME: UDYAM-WB-12-0123391 ### ๐Ÿ” Trending NRI & Investment Topics nre accountnro accountamc charges in zerodhahow to invest in us stocks from indianri accountzerodha amc chargesbest investment options in indiabest sip plans in sbiforeign institutional investorsinvest in us stocks from indiainvestment options in indiasbi investment plans for 5 yearsfii investment in indiahow to buy us stocks from indiaindmoney customer care numbernri bank account typessbi bank sip planzerodha office bangalorefii meaninghow to open demat account in zerodhazerodha annual chargesfii investments in india by sectornri demat account chargesopen an nri accountopen nri accountsbi investmentsbi nrisbi nri accountzerodha demat account chargeszerodha office near mebest nre account in indiabest nri account for indiabest nri account in indiademat account for nrihow to apply ipo in zerodhanri account onlinesbi mutual fund officesbimf websitezerodha delivery chargeszerodha kite sign upzerodha sign inzerodha varsity pdffii means in share marketinvest app sbisbi mutual fund redeem onlinesbi one time investment plansignup zerodhazerodha helpzerodha trading chargesamc charges for zerodhabest app for us stock marketbest safe investment in indiacan nri invest in indian stock marketequity delivery charges in zerodhafii listhow to open zerodha account onlineicici nri demat accountidfc account opening chargesindian bank nri accountinvestment done by foreign companies in indiakite registrationlisted investmentsnre account benefits sbinri account in indian banknri bank account in indianri investment options in indianri trading accountrbi banned listsbi best fundsbi mf redemption form pdfsbi mutual fund stp formsbi nri account benefitssbi nri bankingsip for nrisip investment for nrisip plans for nritrading q&a zerodhaus stocks from indiawho are fiis in indiawho can open nre accountwho can open nro accountyes bank demat account chargeszerodha bangalore addresszerodha customer care for account openingzerodha login consolezerodha nri account opening Explore these resources to make informed decisions about NRE/NRO accounts, mutual funds, and stock market investments. ๐Ÿ›ก๏ธ Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Sanchaykaro (ARN-301757) โ€“ AMFI registered. NRI services in compliance with FEMA guidelines. Information about Zerodha, SBI, Indmoney, etc. is for general awareness and does not constitute endorsement.