--- title: NRI Investment canonical_url: https://sanchaykaro.com/nri-investment/ last_updated: 2026-07-17T11:26:08+00:00 plugin_version: 1.2.2 --- # NRI Investment NRI Mutual Fund Investment in India | NRE/NRO, SIP & KYC – Sanchaykaro 🇮🇳 NRI Investment Desk SEBI & AMFI Registered Your wealth has a *boarding pass* back to India =============================================== Wherever you live, invest in Indian mutual funds with fully digital KYC, dedicated NRE/NRO support, and a specialist who actually calls you back. [ Start NRI Investment](https://sanchaykaro.com/register/) [ Talk to an Expert](https://whatsform.com/lmzm_8) Passenger Route Abroad India Fund Houses15+ KYC Mode100% Digital Countries Served50+ 50+Countries Served 1000+Mutual Fund Schemes 100%Digital KYC 24hAccount Activation ### Mutual funds, stamped for NRIs Skip the paperwork queue. Get a dedicated wealth manager, tax-aware fund picks, and easy repatriation — built specifically around NRE/NRO account rules. [Get Started →](#process) [Free Portfolio Review](#contact) Why NRIs Choose Us Smart, simple, and fully compliant ---------------------------------- Built around RBI, SEBI and FEMA rules — not around a generic brokerage template. ### Global Access Invest from the US, UK, UAE, Singapore, Canada or anywhere else — no branch visit required. ### Secure & Regulated SEBI-registered, AMFI-listed distributor with bank-grade encryption on every transaction. ### Easy Repatriation Full NRE/NRO compliance so moving your money back abroad stays straightforward. ### Diversified Funds Equity, debt, hybrid and ELSS tax-saving funds across 15+ trusted AMCs. ### What are mutual funds? A mutual fund pools money from many investors to buy a professionally managed basket of equities, bonds or other securities. Its value is tracked through the Net Asset Value (NAV), calculated daily from the market worth of its holdings minus expenses — making it a low-effort way to get diversified, expert-managed exposure to Indian markets. ### Can NRIs invest in mutual funds in India? Yes. Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) can invest on either a repatriation or non-repatriation basis, provided KYC is complete and the investment follows Foreign Exchange Management Act (FEMA) rules. Whether you hold an NRE or NRO account, Sanchaykaro handles the process for you. **FEMA definition:** under FEMA Notification No. 13 (2000), an NRI is an Indian citizen residing outside India. **US & Canada NRIs:** FATCA rules mean some AMCs restrict NRI investment from these countries. We work with FATCA-friendly houses including Aditya Birla Sun Life, Sundaram, Quant, Nippon India, UTI and Navi. ### Investment benefits for NRIs - Disciplined SIP investing — start small and stay consistent - Flexible switching between funds as goals change - Growth or dividend strategies tailored to your plan - FEMA-compliant, hassle-free repatriation - Diversification across equity, debt and hybrid assets - A wealth manager who actually knows NRI rules ### Mutual fund taxation for NRIs Fund TypeHolding PeriodTax Rate Equity FundsSTCG (< 1 year)20% Equity FundsLTCG (≥ 1 year)12.5% above ₹1 lakh Debt FundsSTCG (< 3 years)As per income slab Debt FundsLTCG (≥ 3 years)20% with indexation **Section 80C:** ELSS funds carry a deduction of up to ₹1.5 lakh. **DTAA benefits:** India's Double Taxation Avoidance Agreements with the USA, Canada, UK, Australia, Singapore and UAE help prevent being taxed twice on the same income. #### Fund houses we work with Quant · Nippon · Axis · HDFC · Mirae Asset · UTI · ICICI · SBI · PPFAS · Kotak · Navi · Aditya Birla · Canara Robeco ### Documents required for NRI account opening Keep these ready — our digital KYC turns most of this into a five-minute upload. #### Passport copy First and last page with valid visa/entry stamp. #### PAN card Mandatory for any financial transaction in India. #### Bank proof Cancelled cheque or statement from your NRE/NRO account, within 3 months. #### Overseas address proof Driving licence, utility bill, or bank statement, within 3 months. #### Indian address proof Aadhaar or voter ID, if available — optional but helpful. #### Recent photograph Digital passport-size colour photo for KYC. #### FATCA/CRS declaration Self-certification of tax residency — we provide the form. #### Email & mobile number Active for OTP verification and account updates. **Note:** all documents must be self-attested. US/Canada NRIs may need an additional W-9 or FATCA form. ### How to invest as an NRI, in 3 steps 1 **Complete online KYC**Upload your PAN, passport and overseas address proof, or do it over video KYC. 2 **Link your NRE/NRO account**Authorise via mandate form — we guide you through every bank's process, SBI included. 3 **Start SIP or lumpsum**Choose from 1000+ mutual funds and track everything in real time. #### Quick connect — NRI desk Share your details and a specialist calls you back within 4 hours. ### Trusted by NRIs worldwide A few notes from investors we've helped get started ★★★★★Set up my SIP from Dubai in under a week — the video KYC made it painless. — Investor, UAE ★★★★★Finally someone who understood my NRE account questions without me explaining FEMA rules myself. — Investor, USA ★★★★★Quick WhatsApp support whenever I had a mandate or UCC issue. — Investor, UK Get Started Complete your NRI KYC --------------------- Paperless, digital, and video KYC available — start today. #### 1. Fully digital, on NSEMF KYC runs through the NSE Mutual Fund platform — no paperwork, no branch visit, just a few clicks. #### 2. Add your overseas address Enter your foreign address in the Address Details section — required for your NRI status to register correctly. #### 3. Set up your mandate Once your UCC is active, set up a mandate using Aadhaar, net banking, or a debit card to enable SIP auto-debit. ⚡ Our team verifies and activates your NRI investment account within 24 hours. Need help with KYC, UCC activation or mandate setup? [WhatsApp +91 72784 80128](https://wa.me/917278480128?text=Hi%2C%20I%20need%20help%20with%20my%20NRI%20KYC%2FUCC%2FMandate%20setup.) Frequently Asked Questions Everything NRIs ask us first ---------------------------- What are mutual funds? +A mutual fund pools money from many investors into a professionally managed basket of securities. Its value is tracked through the daily Net Asset Value (NAV). Can NRIs invest in mutual funds in India? +Yes — on a repatriation or non-repatriation basis, after completing KYC and meeting FEMA requirements, using either an NRE or NRO account. Do I need a demat account to invest? +No — a PAN card and an NRE/NRO account with completed KYC are enough. A demat account is only needed if you also want to trade stocks directly. Is SIP allowed for NRIs? +Yes, Systematic Investment Plans are fully available to NRIs across most major AMCs, including SBI. What's the difference between NRE and NRO accounts? +An NRE account allows funds to be freely repatriated abroad. An NRO account is meant for managing income earned in India and has more restricted repatriation. What documents do I need to open an NRI account? +A passport copy, PAN card, NRE/NRO bank proof, overseas address proof, a recent photo and a FATCA/CRS declaration — see the Documents section above. 📱 Manage your portfolio on the go [Android app](https://play.google.com/store/apps/details?id=com.rrabbit.sanchaykaro&pcampaignid=web_share) [iOS app](https://apps.apple.com/in/app/sanchay-karo/id6755289848) [ Call](tel:+917278480128) [ WhatsApp](https://wa.me/917278480128)