Sanchay Karo helps NRIs build long-term wealth in India with a simple, guided, and stress-free platform. Invest in top-performing Indian mutual funds from anywhere in the world.
Simplified mutual fund investing for Non-Resident Indians with complete regulatory compliance
Invest in Indian mutual funds from anywhere in the world with our seamless digital platform.
Easily repatriate your investment proceeds to your overseas account as per RBI guidelines.
Access a wide range of equity, debt, and hybrid funds from top Indian AMCs.
Full compliance with FEMA, RBI, and SEBI regulations for NRI investments.
Invest through NRE/NRO accounts or via international payment gateways.
Specialized assistance for NRIs with investment queries and documentation.
Simple steps to start your Systematic Investment Plan from abroad
Get Sanchay Karo app and select NRI registration
Submit necessary documents for NRI KYC verification
Link your NRE/NRO account for transactions
Complete your risk profile questionnaire
Choose funds and begin your SIP journey
Maximize your wealth creation with systematic investment in Indian markets
Invest fixed amounts regularly to average out market volatility and reduce timing risk.
Benefit from India's growth story and create long-term wealth through disciplined investing.
Plan for retirement, children's education, or property purchase in India with goal-based investing.
Set up automatic deductions from your NRE/NRO account for hassle-free SIP payments.
Monitor your investments 24/7 through the Sanchay Karo app from anywhere in the world.
Maintain financial connections with India while building wealth in the growing economy.
Essential documents and information needed to start investing as an NRI
Track your mutual fund portfolio and make investments seamlessly from anywhere in the world
Common questions about NRI mutual fund investments in India
Yes, NRIs can invest in almost all mutual fund schemes available to resident Indians, subject to the fund's specific terms and conditions. However, some specialized schemes may have restrictions.
NRE (Non-Resident External) accounts hold foreign income that is fully repatriable. NRO (Non-Resident Ordinary) accounts hold Indian income with limited repatriability. Mutual fund investments can be made from both, but redemption proceeds are repatriable from NRE investments.
Yes, capital gains from mutual funds are taxable for NRIs. Short-term capital gains (equity funds held less than 12 months) are taxed at 15%, while long-term gains (over 12 months) over ₹1 lakh are taxed at 10%. For debt funds, short-term gains are taxed as per income tax slab, and long-term gains (over 36 months) are taxed at 20% with indexation benefits.
Repatriation is straightforward for investments made through NRE accounts or PIS (Portfolio Investment Scheme). The redemption amount is credited to your NRE account, from where it can be transferred overseas. For NRO investments, there's a limit of $1 million per financial year for repatriation after paying applicable taxes.
PIS account is required only if you wish to invest in Indian stocks directly. For mutual fund investments through the Sanchay Karo app, PIS account is not mandatory. You can invest directly using your NRE/NRO account.
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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor | PALLAB ROUTH | ARN – 301757 | EUIN : E572917 |Date of Registration: 22-07-2024 | Current validity: 15-07-2027
