Sanchay Karo — Goal-Based SIP Investment | Be an Investor, Not a Trader
Rahul from Mumbai started a SIP for Child Education just now
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✨ Be an Investor, Not a Trader

Stop Gambling.
Start SIP for Real Wealth

Break free from F&O losses. Choose goal-based SIP plans for Child Education, Retirement, 1 Crore & more. Build lasting wealth with discipline.

Explore SIP Goals Start in 5 Mins
1L+Happy Investors
₹500Min. SIP Amount
AMFIRegistered
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🎯 Goal-Based Investing

Your Dreams, Our SIP Plans

Whether it's your child's education, a comfortable retirement, or your first Crore — we have a goal-based SIP plan tailored for you.

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6Goal Plans
12-15 YrsTo 1 Crore
AI-DrivenRecommendations
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🔒 Trust & Transparency

AMFI Registered & BSE StarMF

Sanchay Karo is an AMFI registered Mutual Fund Distributor (ARN-301757). Every transaction is processed through the BSE StarMF platform — fully regulated, secure, and transparent.

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ARN-301757AMFI Registered
SEBIRegulated Funds
e-KYCPaperless
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🧾 Tax Saving FY 2026-27

Save Tax with ELSS SIP

Invest in ELSS mutual funds and claim up to ₹1.5 Lakh deduction under Section 80C (Old Regime). Shortest lock-in (3 years) among all 80C options.

Explore Tax Saving View Plans
₹46,800Max Tax Saved
3 YrsLock-in
80CDeduction
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⚡ Start in 5 Minutes

Your SIP Journey Starts Now

Download the Sanchay Karo app, complete paperless e-KYC, register your ENACH mandate, and start your goal-based SIP — all in under 5 minutes.

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5 MinOnboarding
24/7Access
FreeNo Hidden Charges
AMFI Registered
BSE StarMF
Paperless e-KYC
ENACH Mandate
Easy SWP
Why Sanchay Karo

Why Choose Sanchay Karo for SIP?

Break the trading trap. Embrace smart investing and goal-based SIP for true wealth creation on a regulated, mutual fund SIP platform.

The F&O Trading Trap

  • ✕ 90% of traders lose money
  • ✕ Extreme volatility & stress
  • ✕ Emotional decisions & losses
  • ✕ Gambling vs strategic investing

Smart Goal-Based SIP Way

  • ✓ Systematic wealth creation
  • ✓ Power of compounding
  • ✓ Discipline & AI recommendations
  • ✓ Long-term growth, manageable risk

Powerful Features

Free Portfolio Review

Yearly alignment with child education, retirement goals.

AI-Based Recommendations

Personalized fund picks for maximum returns.

Goal-Based Planning

6 smart SIP plans: 1 Crore, Retirement, Marriage & more.

AMFI & SEBI Regulated

BSE StarMF integrated, registered distributor — secure.

Your Goals, Your SIP

🎯 Our Goal-Based Plans

Set your SIP goal and let it work for you — Child Education, Retirement, 1 Crore, or a plan better than FD.

Trending

My First Crore

Become a Crorepati in 12-15 years with disciplined SIP.

~₹25k-30k/month*
Start Journey →

Emergency Fund

Build 6-12 months of expenses in liquid/low-risk funds.

~₹2,000/month*
Build Cushion →
Popular

Tax Saving

ELSS SIPs reduce taxable income with a 3-year lock-in.

Save up to ₹46,800*
Save Tax →

Long Term Wealth

High return potential vs FD. Beat inflation over 10+ years.

Start from ₹500
Explore →

Retirement

Build ₹2 Cr+ for peaceful retirement with SWP option.

~₹5,000/month*
Plan Now →

Park Your Spare Money

Put idle savings to work instead of letting them sit idle.

Start from ₹500
Start Now →

*Illustrative estimates assuming a 12% annual return; actual returns vary.

Simple & 100% Digital

Start SIP in Just 5 Minutes

Download the app, complete e-KYC, register mandate, and start investing.

1

Download App

Google Play / App Store

2

e-KYC

Aadhaar + PAN OTP, paperless

3

Risk Profiling

AI-driven analysis

4

ENACH Mandate

One-time auto-debit

FY 2026-27 Rules

Save Tax with Mutual Funds (2026)

A clear summary of the tax-saving opportunity through ELSS SIPs under the Old Tax Regime.

ELSS SIP – Your Tax Tool

Invest in ELSS – Only mutual fund with tax deduction.
Claim ₹1.5 Lakh deduction under Sec 80C (Old Regime).
3-year Lock-in – each instalment has its own lock-in.
Max Saved: ₹46,800/year* (30% slab + cess).
Old Regime Only – New Regime doesn't allow this.
LTCG on Exit: Gains above ₹1.25 Lakh taxed at 12.5%.
Important: This route is available only under the Old Tax Regime and only through ELSS. Rules are for FY 2026-27 and subject to change — consult your tax advisor.
Top 10 Questions

FAQs About Sanchay Karo

Everything you need to know about starting your SIP journey, safety, tax benefits, and more.

We're Here To Help

Get In Touch

Have questions about goal-based SIP or need assistance? Our team is here to help.

Let's plan your future together with a Systematic Investment Plan.

    By entering your details, you authorize AMFI registered Mutual Fund Distributor, ARN-301757 to contact you.

    Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Sanchay Karo is an AMFI registered Mutual Fund Distributor (ARN-301757) and does not guarantee any returns.

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    Regulatory Disclosure: www.sanchaykaro.com is an online website   Registered name: Mr. PALLAB ROUTH | AMFI Registered Mutual Fund Distributor |  ARN – 301757  | EUIN : E572917 |Date of  Registration: 22-07-2024  | Current validity:  15-07-27 |BSE STARMF Member ID: 63447|NSEMF Member ID: 1009479|MSME: UDYAM-WB-12-0123391| Self-help tool, not advisory. No charges, no return guarantees. Mutual Funds are subject to market risks. Read scheme documents. Past performance may not sustain. Check Exit Loads & TER before investing. We deal only in Regular Plans (we earn trailing commission – disclosed at investment). Direct Plans (lower expense ratio) are available but we do not deal in them.

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