If you are looking for a single equity mutual fund that can provide exposure to large-cap, mid-cap, and small-cap stocks all at once, the Unifi Flexi Cap Fund deserves a closer look.
What is a Flexi Cap Fund?
Unifi Flexi Cap Fund is an open-ended dynamic equity scheme that invests across large cap, mid cap, and small cap stocks, offering complete flexibility to the fund management team. Unlike large-cap or mid-cap funds that must invest primarily in a specific market segment, a flexi cap fund has the freedom to shift allocations based on where the best growth opportunities lie. Flexi cap funds have complete freedom to invest in companies of different sizes, depending on where the fund management team expects maximum gains.
The fund is benchmarked against the Nifty 500 TRI, making it a broad-market offering.
Investment Strategy
The investment objective of the Unifi Flexi Cap Fund is to generate long term capital appreciation by pursuing active management and bottom-up investing, primarily in equity and equity related instruments across sectors and market cap spectrum.
The fund follows the Growth at a Reasonable Price (GARP) investment philosophy, aiming to build a diversified portfolio of 50-70 stocks with a 3-5 year investment outlook.
Key Features and Asset Allocation
Here are the important details you need to know:
Fund Management
The fund is managed by a strong team of experienced professionals:
- V N Saravanan (CIO & Fund Manager): A Chartered Accountant with 20+ years of experience in fund management, capital market research, and audit.
- Aejas Lakhani (Fund Manager – Equity): MBA with 12+ years of experience in fund management, equity research, and governance advisory.
- Karthik Srinivas (Fund Manager – Debt): Chartered Accountant with 10+ years of experience across fund management, research, risk management, and audit.
- Aman Reddy (Fund Manager – Foreign Investments): Responsible for driving international investment strategy.
Top Holdings
As of the latest available portfolio data, the fund’s top holdings include:
- Bharti Airtel Ltd: 5.36%
- ICICI Bank Ltd: 5.07%
- Kotak Mahindra Bank Ltd: 4.15%
- HDFC Bank Ltd: 4.09%
- Reliance Industries Ltd: 3.82%
Performance Snapshot (as of April 2026)
| Period | Unifi Flexi Cap Fund – Direct Plan | Category Average |
|---|---|---|
| 1 Week | 0.14% | 0.04% |
| 1 Month | 1.99% | 1.95% |
| 3 Months | -1.54% | -2.66% |
| 6 Months | 0.50% | 0.07% |
| Since Launch | 1.39% | 13.35% |
Who Should Invest?
This fund is suitable for investors with a long-term investment horizon of 5+ years who have a very high risk appetite. It is ideal for those seeking exposure in a diversified set of stocks for high returns and aiming for long-term wealth creation.
Taxation
- Short-Term Capital Gains (holding < 1 year): 20% on gains
- Long-Term Capital Gains (holding > 1 year): Gains up to ₹1.25 lakh per financial year are exempt; gains above that are taxed at 12.5%
How to Invest
You can easily invest in the Unifi Flexi Cap Fund through Sanchay Karo. Just click the link below to begin your investment journey: Download Now
👉 Invest With Sanchay Karo
If you have any doubts, consult your financial advisor to see if this fund fits your risk profile and financial goals.
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. This article is for informational purposes only and does not constitute investment advice. Past performance is not an indicator of future returns.
